Top 3 Merchant Cash Advance Direct Lenders

Find The Right Business Funding

    • checkBorrow betweeen £1,000 and £5m, rates from 2.5% APR
    • checkFunds received in as little as 24 hours
    • check100% free, no obligation service

Written by Michael Foote, founder of Quote Goat, has over 13 years experience working in the finance, insurance and currency sectors.

Merchant Cash Advances are a relatively new form of unsecured borrowing offering flexible repayment terms linked to the daily amount of a business’s card terminal sales.

The industry consists of a small number of direct lenders and a similar number of brokers who introduce clients to lenders. These brokers earn a fee from the lender, which does not have an impact on the price paid by the business owner. The more tech savvy brokers in the industry offer quote systems to help businesses access the best rates from across a panel of direct lenders.

A List Of Direct Lenders

  • Provides merchant cash advances only.
  • Funding in as little as 48 hours.
  • Borrow between £5,000 & £200,000.
  • 90% approval rate
  • Trustpilot – 9.8/10 – 146 reviews

  • Provides merchant cash advances & small business loans.
  • Funding in a matter of days.
  • Borrow between £3,500 up to & over £150,000.
  • Trustpilot – 9.4/10 – 267 reviews

  • Provides merchant cash advances only.
  • Funding in as little as 24 hours.
  • Borrow between £2,500 & £300,000.
  • 70% approval rate.
  • Trustpilot – 8.1/10 – 53 reviews

How To Apply For A Merchant Cash Advance

Complete our form to compare merchant cash advances from direct lenders and find the best deal for your business. Using our service is completely free, we are paid by the lender and this does not have any impact on the amount you borrow or pay back.

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