First Time Motor Trade Insurance

Compare Start Up Motor Trade Insurance Prices

Quotes from a panel of First Time Motor Trade Insurance specialists
All trades including valeters, mechanics, dealers & garages
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Insurance Comparison For Start Up Motor Traders

Step 1

Complete our short quote form with just a few details

Step 2

Compare prices from motor trade insurance providers

Step 3

Choose suitable cover & purchase your insurance

How We Help First Time Motor Traders Find Their Insurance

Save Time When You Compare:

Our free service is an easy way for people starting out in the motor trade industry to compare prices for their insurance. This is particularly beneficial for first time traders who will typically need to look harder for the best deals. Instead of arranging quotes by yourself from individual insurance brokers and providers, let us do the hard work for you by submitting your details to a panel of motor trade insurance providers. You’ll then receive quotes from panel members that are competing for your business.

Expert Advice:

Alongside no-obligation quotes, you’ll also get expert advice and guidance from industry leading specialists. As you’re purchasing a motor trade insurance policy for the first time, this advice can be particularly useful, ensuring you have the right cover for your circumstances.

There are a range of options for trade insurance, including choosing between road risk or a combined policy, whether you need to include cover for public liability, employer’s liability, material damage and many more. Making sure you are covered correctly when you are new to the industry is not straight forward, so let the experts take you through the process.

How To Lower The Cost Of First Time Motor Traders Insurance

Do not over insure:

Make sure you only purchase cover that is needed and be accurate with what/who you are insuring. Do you need any driver cover for example or will one employee be driving trade vehicles?

Discuss what you need in your policy with any of the motor trade insurance providers that you speak to if are unsure what should be included.

Experienced, safe employees:

If you have/will have employees, note that criminal convictions (both motoring and non-motoring) are likely to increase the cost of your trade insurance. it’s worth bearing this in mind when taking on new employees.

No claims:

Just like standard car insurance, as the holder of new motor trade policy you will need to spend time building up your no claims bonus. That said, your private car insurance no claims bonus is taken into account when you compare quotes.

Switch Annually:

Take the time each year to compare motor trade insurance quotes as opposed to auto-renewing your policy. Loyalty often does not pay in the insurance industry.

Which motor trades need insurance?

If you are driving your own or another persons vehicle for the purpose of your business then you are legally required to have motor trade insurance at the minimum level of third party road risk. Most motor trades will therefore need some form of motor trade insurance including:

Car valeters 
Mechanics
Tyre Fitters
Scrap Yards
Vehicle Haulers
MOT garages and
Dealerships

The level of insurance you require depends on your circumstances, so if you are unsure what cover you need or whether you need any at all, complete the quote form here to discuss your requirements with an expert and get a no obligation quote if needed.

Summary

Starting out in the motor trade industry will require a lot of hard work, as you’d expect from any industry, so remove the stress of finding first time motor trade insurance by comparing quotes through Quote Goat.

First Time Motor Trade Insurance