Whether you operate as a mobile tyre fitter, from a business premises or both, tyre fitter’s insurance can offer protection for you, your business, your employees & the public in case the unexpected happens.
Fitting tyres carries many obvious risks such as damaging a customer’s vehicle and injury to employees or customers, yet equally, there are a host of additional risks to consider, for example theft of equipment & damage to stock.
As a business, you’ll want to protect yourself against these risks and meet any legal requirements, e.g. employer’s liability insurance if your business has employees.
How To Find The Right Tyre Fitter’s Insurance?
To help you arrange tyre fitter’s insurance, Quote Goat works with a panel of motor trade insurance specialists, making it easy to find the right cover at the right price.
To compare quotes, all you need to do is complete a short form. Insurance providers will then compete over your business and contact you to discuss your options.
No two tyre fitting businesses are the same which is why you’ll benefit from discussing your requirements over the phone and getting expert advice from specialist motor trade insurance brokers.
What types of cover are included in a tyre fitter’s insurance policy?
Policies will usually be tailored to a business’ specific requirements and expert advice as to what covers you need can be sort when you compare quotes. However some of the typical types of cover included are:
Road risk insurance: typically provides cover for driving a business’ own vehicles as well as vehicles in a business’ custody, e.g. customer vehicles, for motor trade purposes. Road risk insurance is a legal requirement for any business operating in the motor trade and is considered the minimum level of cover. It is typically suited to smaller businesses, part time motor traders or those operating from home. It offers three levels of protection, like a standard vehicle policy, namely: third party only, third party, fire & theft and comprehensive.
Combined motor trade insurance: typically for larger operations, combined motor trade policies include road risk as well as other covers including employers liability insurance, public liability insurance & commercial premises insurance. Although a combined policy will normally be more expensive than road risk insurance, a tailored policy can offer substantially more cover.
Compare tyre fitting insurance quotes
To find out more about the types of cover your business may need & compare quotes, complete the quote form on our site today.