What is Valeters Insurance?

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Written by Michael Foote, Insurance and Finance Expert

Michael Foote is the founder of Quote Goat and has over 13 years experience working in the finance, insurance and currency sectors. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city for a number of firms including HSBC.

Any business that operates as a professional valeter or car detailer, from fixed premises, as a mobile service or operates from their home address arrange a specialised type of insurance known as valeters insurance. As a valeter, customers place their vehicles in your hands so it is vital that you are protected should something happen that would otherwise lead to financial loss on your part.

Unfortunately, accidents do happen and mistakes can be costly, which is why it is important to protect your business with an insurance policy that will cover every eventuality.

Car valeters insurance covers the driving of your own vehicle but also covers you when you are behind the wheel of one of your client’s vehicles. It also covers accidental damage, theft of a vehicle as well as theft of stock, tools, equipment and money.

What does valeters insurance cover?

For valeters with a team of employees, there is the option to add employers liability insurance in case a member of your staff has an accident at work. With cleaning products and harsh chemicals on hand at a valeters, it is important that you and your employees are protected should an accident occur. An employee hurt at work may be eligible for compensation so ensure you have employers liability insurance in place to cover any legal or medical costs as well as any compensation costs.

Cover for contents is important for valeters as they deal with a number of tools and specialist equipment and products. Whether these are stored on site, at home or you operate a mobile company and these items will be stored in your vehicle, building, contents and equipment should all be covered.

Multiple drivers cover is also a sought after addition to the policy as this allows anyone from a valeting team to drive the vehicle, making them able to move customer vehicles or even deliver them to the clients themselves.

Valeters insurance is a form of motor trade insurance that is essential in protecting your business, your employees and your customers in the event of an accident. Compare quotes online now, with Quote Goat.

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