Compare Taxi Insurance

Compare cheap taxi insurance quotes

Taxi Insurance Comparison

  • checkSuitable for all private and public hire providers
  • checkQuotes from leading taxi insurance providers
  • checkSave time and money

Why Compare Taxi Insurance With Quote Goat?

Quick insurance quote
Just One Short Quote Form

Complete a short quote form, typically 2 minutes

Compare Quotes
Quotes From Across The Market

Receive quotes from up to 5 taxi insurance providers

Choose a policy
Easy To Find A Great Deal

After discussing your quotes, you can arrange cover

Taxi Insurance Quotes

How To Compare Taxi Insurance Quotes

Taxi insurance costs can vary significantly between insurance providers so it pays to shop around. Whether you need Black Cab insurance, Mini-cab insuranceUber insurance or cover for another vehicle that transports passengers, you will need to have the right cover in place to protect yourself and your business.

Finding taxi insurance is easy with Quote Goat. Take just a moment to fill out the quote form and see how much you could save.

What is taxi insurance?

Taxi Insurance is a type of specialist cover for taxi drivers. Standard motor insurance is legally required for all vehicles on the road in the UK, however if you are carrying passengers, you will need taxi insurance. The type of cover you need depends on your business. If you are picking up passengers without pre-booking, e.g. passengers hailing a cab, then you will need public hire insurance. If your passengers are all pre-booked then private hire insurance would be suitable.

It is essential for all businesses to have the correct type of insurance and this certainly applies to taxi drivers and taxi company owners.

Why is taxi insurance more expensive than standard insurance?

In general, prices of taxi insurance policies are calculated based on levels of risk; as a taxi driver you will be on the road for longer than your average driver, you will often be working on congested roads as well as driving during unsociable hours and your vehicle could be larger than a standard vehicle which will place it up a higher insurance group.

All of these factors can contribute to increasing the cost of taxi insurance policies. However there are a number of ways that you can finder cheaper taxi insurance.

How to find cheap taxi insurance and save money

Taxi Insurance Comparison: Quote Goat make this easy by giving you access to a leading panel of taxi insurance specialists.

Do not auto-renew: Compare taxi insurance quotes each year to see if you can make a saving or to ensure that you are not over-paying for your cover when you renew your current policy.

Lower insurance group: As mentioned above, the insurance group that your taxi belongs to can have a big impact on insurance costs. When it comes to buying a taxi, pay attention to which group it belongs too.

Avoid convictions: All types of convictions can push up insurance costs, both non-motoring and motoring, so it pays not to speed, use your mobile or commit any offence that will need to be declared to your insurance provider.

No claims discount: Building up a no-claims bonus can have significantly reduce the cost of insuring a taxi.

What information is required to get an insurance quote?

Getting a quote is quick, free & easy. The information you will need to hand includes:


Taxi Details

Make and model of your taxi or registration plate, type of taxi, type of use and approximate vehicle value.


Cover Details

Level of cover, no-claims bonus details for your taxi and a private no-claims bonus if applicable. How long you’ve held your taxi badge, who will be driving and details of any claims or motoring convicting in the last 5 years.


Your Details

Your name, address, date of birth & contact details.

Types of taxi insurance policy

There are three main types of taxi insurance to choose from when it comes to a private hire taxi: policy-only, named driver and any driver.

As well as these three types of taxi insurance, you will also need to choose whether you have third party only, third party, fire & theft or fully comprehensive cover; just as you would for a standard motor insurance policy.

Compare providers


Typically the cheapest level of cover, with the cost increasing for each name that you add to the policy.

Invoice finance

Named Driver

Insurance for a taxi driver purchasing their own policy covering just themselves.

Compare Quotes

Any Driver

As the name suggests will cover any driver using your taxi.

Third Party Only

The minimum level of insurance required by law, covers you for damage or injury to 3rd party property and 3rd parties if you are deemed to be at fault. Third party will not cover damage to your own taxi or yourself.

Enter Details

Third Party, Fire & Theft

Covers the above as well as the cost of replacing or repairing your taxi should it be stolen, damaged during an attempted theft or as a result of fire damage. It is important to note however that your claim may not be paid out unless you adhere to your policy’s terms which for example could include not paying out for theft if your vehicle was not properly secured.

Compare Prices

Fully Comprehensive Taxi Insurance

The most complete level of cover which will usually everything above as well as damage to yourself or your taxi in the event of a claim, if it is your fault. Fully comprehensive policies may also include optional extras such as legal protection, which you can decide whether you require or not.

Taxi insurance extras

Legal cover, breakdown cover and public liability insurance are all optional extras that you may wish to include with your policy. We have listed a few other extras below to help you decide if you require any of them.

If you are unsure about whether you require any extras, the insurance provider you speak to will be able to advise.

Please note that including these covers in your taxi insurance policy may add to the cost of your policy, but it can also save you money should the unexpected happen.

check Damage to windscreen

Can often be incorporated into a taxi insurance policy, however it is also known to come as an optional extra.

check License loss

It is possible to get protection in case you lose your license, paying you an income for a period once the license is taken away.

check Home assistance

Assistance if you break down or your taxi will not start at your home.

check Ongoing transfer cover

Assistance for passengers who need to carry on with their journey if your taxi breaks down.

check Public liability

Protecting you against claims made by members of the public for injury or damage.

check Breakdown cover

Insurance to cover the costs of a breakdown.

check Non-taxi use

Coverage for your own use of the taxi out of working hours can also be provided by some providers and is subject to your licensing authority’s rules.

check Legal assistance

Cover against legal fees and losses incurred as a result of an accident that was not your fault.

Taxi Insurance FAQs

How much does insurance cost for a taxi driver?

Policies are priced according to individual circumstances however as a rough guide you can expect to pay from £1200 per year. We have seen quotes from as little as £13 a week but the best way to get an accurate quote is to complete the quote form.

How many taxis are required for fleet insurance?

If you have two or more taxis you can compare fleet insurance policies.

Do I need public hire taxi cover or private hire taxi cover?

Public hire cover is for taxis that pick up passengers without pre-booking, i.e. passengers that hail a cab. Private hire cover is for pre-booked journeys, including taxi booking services such as Uber and other mini-cab services.

Do I need public liability insurance?

Public liability taxi insurance is not a legal requirement although it could prove extremely important to protect you financially if the unexpected happens as it protects you if passengers in your care are involved in accidents or other unforeseen circumstances. It is a requirement if you deal with local authority or council contracts.

Can I use my taxi for personal use?

You can as long as your policy covers you for this, so you will need to check with the insurance provider. However it is worth noting that if you want someone else, e.g. a partner, to drive your taxi for personal use, you may not be able due to restrictions put in place by your licensing authority.

Can my cover begin today?

In theory yes, you will need to start by getting a quote. Your insurance provider will confirm when you policy will start from.

Is there a limit on the number of drivers on my policy?

You can decide whether your policy covers just you, any number of named drivers or any driver.

Can I get taxi insurance as a young driver?

Yes, although due to the increased risk that comes with insuring younger drivers, it is likely that your policy will be more expensive.

I’m a convicted driver, can I get cab insurance?

Yes! It is certainly possible to get taxi insurance as a convicted driver, however please be aware that your cover may be slightly higher because you will be seen as a greater risk to insure. The best way to find out is to get a quote now.

Which areas do you cover?

We can help people find taxi insurance across all areas of the United Kingdom, including:

Bradford: There are seven taxi insurance brokers in Bradford, use our site to compare quotes from them and other brokers/providers in the area.

Leeds: With Leeds being a university town and a vibrant business hub in the North, the demand for taxis during the day and evening is always going to be high. Our site compares quotes from taxi insurance providers across the across including Leeds.

Birmingham: Another buzzing town with a high demand for taxis, Birmingham is a great place for taxi drivers. Where there are taxi’s there are also insurance firms and this city is no exception. Compare cab insurance from brokers in Birmingham as well as other areas of the country to find the cheapest deal for you.

London: With over 30,000 Uber drivers, not to mention the number of black cabs and mini-cabs, there is a huge demand for taxi insurance in London. We have a number of brokers on our system that specialise in the capital to help you find a cheaper deal.

Manchester: There are at least 9 taxi insurers in Manchester so it is much quicker to let us do the comparison for you as opposed to phoning up all them to get better cover. Pop your details in to the system and rest assured you are getting the best deal.

Taxi Insurance Guides

Written By Michael Foote, Insurance and Finance Expert

Michael Foote is the founder of Quote Goat and has over 13 years experience working in the finance, insurance and currency sectors. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city for a number of firms including HSBC.