Ola Insurance Comparison
If you pick up passengers for Ola or any other ride-sharing app, it is a legal requirement to have the right taxi insurance in place. Although some of these ride-sharing apps do offer automatically cover drivers for certain events, they do not provide taxi insurance, this is something that each driver needs organise themselves.
Finding the right cover by yourself can be time-consuming as you’ll want to arrange quotes from more than one ola insurance providers to make sure you are getting a good deal. However, with Quote Goat, we make the process quick and simple with our free ola insurance comparison service. Simply fill out the short quote form and you’ll be contacted by up to 3 insurance providers to arrange tailored quotes, making it easy for you to compare prices and choose the policy that is most suited to your requirements.
Insurance when using Ola as well another ride-sharing app
If you work for Ola as well as another app, for example Uber, you can of course arrange one policy to cover you for all of your private hire work, you do not need a policy for Ola and then separate cover for Uber.
Level of cover for Ola insurance
As with a standard car insurance policy, there are three levels of cover to choose from:
Third party – the minimum amount of cover required by law, covers any third party in the case of an accident where you are at fault.
Third party, fire and theft – offering the same cover as above but will also cover you if the car you use for Ola is stolen or damaged due to fire.
Comprehensive Ola insurance – also known as fully comprehensive, you are also covered for damage to your own vehicle in the event of an accident where you are at fault.
Contrary to popular belief, third party only insurance is not always the cheapest, in actual fact, fully comprehensive insurance can often be the cheapest and it gives you the highest level of protection. Equally, if working as a cab driver for Ola is one of your main sources of income, could you afford to fix/replace your vehicle if you had an at fault accident and you did not have comprehensive cover?
Alongside the standard three levels of cover there are also other covers that you can include in your policy, for example windscreen protection, legal protection and more.
If you need advice/assistance on what to include in your Ola insurance policy, get help from a panel of insurance specialists by completing the quote form today. It’s free and there is no obligation to purchase a policy.