Safe driving techniques are the best way for improving yours and your passenger’s safety when driving on UK roads, but there is also an added bonus – saving you money on your taxi insurance.
By following safer driving precautions you will be much less likely to be involved in an accident and as a result, you will see more benefits awarded to you from your insurance providers.
These are some simple driving techniques you can implement in order to help avoid accidents occurring and, hopefully, reducing your insurance costs:
CCTV and Daschams
We’ve said it before but we’ll say it again because it’s very true: insurers love dashcams! The removal of mystery surrounding an accident and a clear video footage of who is in the right and who is in the wrong in any given situation makes things crystal clear for companies that deal with risk on a daily basis.
For taxi drivers these are even more important as they can catch incidents that happen amongst passengers within the vehicle too, including threats of violence. Cameras can even act as a deterrent to would be trouble makers meaning taxi drivers will have to deal with less incidents in their career.
Carry as little cash as possible
Taxi drivers are in a vulnerable position, visiting quiet locations to collect and drop off passengers and carrying large amounts of money can make them a target for thieves. A lot of taxi robberies are opportunistic; once they witness the driver is holding large amounts of cash, they strike.
Make sure you drop off your money at a secure location at regular intervals throughout the day and stick to card transactions as much as possible. This is one reason why minicab apps such as Uber are popular with taxi drivers.
Agree long distance fares upfront
When you are taking long distance fares, always ensure that you agree to the amount upfront to avoid any discretion on arrival at your destination. With terms of the fee already agreed upon, passengers cannot complain when they reach their destination that the fare is too steep, hopefully avoiding number of incidents from happening that can affect insurance costs.
Head over to Quote Goat today to compare taxi insurance costs quickly and easily.