Insurance For Manchester Taxis
Outside of London, Manchester has the highest number of licensed taxi drivers with approximately 14,000 licensed vehicles, second only to the West Midlands with 21,000. This is perhaps why there are at least 16 Manchester taxi insurance brokers in the city.
With so much choice when it comes to picking a Manchester taxi insurance broker, who do you go to? You may decide to try a handful of taxi insurance providers and gather quotes manually or you may try just one broker and take your chances. However, neither of these are good solutions as they’ll potentially cost you unnecessary time, money or both.
Compare Manchester Taxi Insurance
Making sure you have the right level of cover at the right price is essential to keep you operating within the law whilst ensuring you are covered should the unexpected happen. At the same time, you don’t want to pay over the odds for the right level of cover. To compare quotes, fill out our Manchester taxi insurance quote form via the button below and see how much you can save.
Insurance For Manchester Taxi Companies
If you are one of the 500 taxi operators in Manchester, you may want to consider taxi fleet insurance, which can cover all of your licensed vehicles under one policy, including multiple drivers. The main benefit of a fleet policy is that it can help to reduce the paperwork and management time associated with managing the insurance for a fleet of taxis on individual policies.
We Compare Manchester Taxi Insurance Brokers
To make the process of finding cover as quick and easy as possible, whilst also helping you find the most competitively priced quote, Quote Goat works with a panel of specialist taxi insurance brokers. Submitting your details via a short quote form is all it takes to compare taxi insurance prices, and take advantage of expert advice at the same time from qualified insurance specialists.
How Does Taxi Insurance Work?
Just like car insurance, a taxi insurance policy comes with three main options, namely third party only, third party, fire and theft and comprehensive.
Third Party Only – the minimum level of insurance legally required. In the event of an at fault accident, third party insurance will cover the cost of any damage to a third party and their vehicle.
Third Party, Fire and Theft – covering the above as well as any damage to your taxi as a result of theft or fire.
Fully Comprehensive – the highest level of cover, but not necessarily the most expensive, also covers the cost of repairing or replacing your taxi.
As noted above, fully comprehensive insurance is often assumed to be the most expensive insurance of the three options available, however this is often not the case so do not immediately dismiss fully comp cover as you may just find that it offers the most protection at the best price. Equally, if you were to have an accident deemed to be your fault and you do not have fully comprehensive insurance for your cab, you have to think whether you could afford to replace/repair it – after all your taxi is your source of income.