Top Taxi Driving Offences In 2018

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Written by Michael Foote, Insurance and Finance Expert

Michael Foote is the founder of Quote Goat and has over 13 years experience working in the finance, insurance and currency sectors. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city for a number of firms including HSBC.

Taxi drivers must follow the rules of the road just like any other driver, but there are a few more rules that they need to abide by in order to stay legal when giving people lifts. Penalty points apply to taxi drivers the same as any driver, but these points could have a serious impact on their livelihood, especially if they were to lose their license.

So, what are the rules that apply specifically to taxi drivers and the vehicles they drive?

Taxi Drivers and Penalty Points

Penalty points are given for a number of dangerous driving offences. If your driving tallies up enough points, you can have your driving license revoked for an extended period of time and for a taxi driver this can put an end to your income.


In large cities, the problem of driving without a license is a common problem, even amongst taxi drivers. Obviously, it is an offence to drive a taxi without a full driving license. Any taxi driver caught without one can face fines of up to £2,500. It can also invalidate any car insurance held and drivers can then be further charged with driving without insurance.

Police can request any taxi driver to report to their local authority to demonstrate their license at any time, which they must do within 5 days. Failure to do so can lead to fines of up to £1000.

Falsifying Details

Giving any false information when applying for a driving license or to taxi insurance companies is an offence. It is also an offence for the owner of a taxi company to allow a driver to work for them if they are aware the applicant has given false details for anything. This offence can carry a fine of up to £250.

Driving Without Insurance

There are different insurance policies in place for taxi drivers to ensure the safety of the public in general, any passengers carried and for the driver and the vehicle. If you are caught driving without insurance you could face fines, disqualification from driving, and even criminal charges if you are involved in an accident.

You must have taxi insurance if you are going to use your vehicle as a taxi, so be sure to shop around and compare taxi insurance quotes across a number of different providers in order to find a great policy tailored to you.