Best Cars for New Drivers to Keep Their Insurance Costs Down

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Written by Michael Foote, Insurance and Finance Expert

Michael Foote is the founder of Quote Goat and has over 13 years experience working in the finance, insurance and currency sectors. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city for a number of firms including HSBC.

After passing your driving test, you’ll understandably be excited to purchase your first car. However, as many new drivers quickly discover, the cost of owning a first car can be incredibly high.

In fact, many new drivers are forced to turn to old bangers as young driver car insurance costs for newer models can prove to be far too expensive. The good news is, there are some newer models available which are more affordable than you might think. You just need to know what to look out for.

Here, we’ll look at the best cars for new drivers in terms of keeping insurance costs to a minimum.

Renault Twingo 1.0

This funky looking car benefits from insurance Group 2 if you select the 1.0 litre model. It may not be the most powerful car available, but it is affordable to run and benefits from a unique, stylish design.

There are two more slightly more upmarket versions available too – the Dynamique and Play trim varieties. These are included in Group 3 insurance however, so stick to the Expression trim if you’re looking for the cheapest insurance cost.

Volkswagen Polo

The little Polo has been one of the most popular models for numerous years now and it isn’t hard to see why. You’ll obviously want to choose the lowest engine size if you want to benefit from maximum insurance savings, but even these models deliver an impressive performance. Save even more money and buy a used Polo from a reliable dealership like Motorpoint.

Peugeot 208 hatchback

Peugeot is renowned for its excellent range of smaller cars and the 208 is one of the most popular cars chosen by new drivers. This stylish little car has everything you could possible need or want from a first car and what’s more, it’s available through the manufacturer’s great Just Add Fuel scheme. This means, you can buy the car and benefit from road tax, roadside assistance, insurance and servicing – all included in the cost.

Overall, there are a lot of great models available for new drivers which can be much more affordable to insure than you might think. The above are just three impressive models that won’t break the bank. Don’t forget to also shop around for insurance which you can do on Quote Goat by visiting our young driver insurance page.

After entering your details you’ll see quotes from up to 130 insurance providers, helping you to compare the market.

Black Box and your insurance

As well as the type of car you drive, black boxes can help lower the cost of insurance, by allowing insurance providers to monitor your driving ability and reward you for good driving. However, we understand that black boxes may not be suitable for everyone and we therefore offer a specialist comparison service on our insurance without a black box page.

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