The capital city of Wales is a motoring hotspot and a valid insurance policy is a legal requirement for all drivers regardless of their age, experience and location. Thanks to its reliable motorway connections, specifically the M4, drivers in Cardiff are able to make their way around Wales with ease and can even travel to London in just 3 hours. In fact, Cardiff has a population of almost 350,000 and is quite popular with tourists too, ranking 6th in the world in National Geographic’s alternative tourist destinations, which means that its roads can get particularly busy at rush hour, and insurance providers pick up on keen details such as these when establishing appropriate premiums.
Quote Goat uses information from over 100 different providers so that you can see real-time comparisons and find the quote that meets your needs as a driver without any of the hassle. All you need to do is input important specifics such as the make and model of your car, where you intend to park your vehicle overnight, your age and occupation, and any important details about your driving history that may be relevant, and our clever algorithms will take care of all the rest. In fact, there are also a handful of optional extras that may even reduce your premium as long as they are applied correctly.
The idea of trading your driving data in return for a cheaper premium may not appeal to everyone, but there is no denying that it can result in significant savings. If you are aged 25 or under, you may be eligible to add a black box to your policy, which is plugged into a designated part of your vehicle and tracks your driving style to provide you with a quarterly score. In return for this information, the telematics provider will often reduce your premium by potentially hundreds, however there is no obligation to opt for it.
No Claims Bonuses:
Any driver who manages to go an entire year without making a claim on their policy will see this reflected in their premium as a No Claims Bonus (NCB), and whilst providers will only count up to five, you are effectively able to obtain as many as you desire. A significant number of NCB’s can see drivers save a hefty amount on their premium as it tells car insurance providers that you are reliable and safe on the road. To obtain a certificate of proof, simply contact your previous insurance provider and the discounts will be applied accordingly.
Since insurance is a measure of risk, it is important to remember that the make and model of your car may make it a target for theft and that this can increase your premium as a result. With this said, optional extras like driving with a dashcam, ensuring that your car has a functional alarm system, and even GPS technology are often seen favourably by insurance providers and typically pave the way for substantial savings.