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Written by Michael Foote , founder of Quote Goat, with over 13 years experience working in the finance, insurance and currency sectors.

Car insurance is a necessity if you want to drive a vehicle on UK roads. But with so many insurance policies available to drivers, with varying levels of cover that cover different periods of time, it can be hard to know who to use for your insurance.

When searching for car cover it is important for car owners to decide how long they wish to commit to a certain provider. It used to be the case that committing to a long term insurance deal could see you rewarded, but as time went by these long term policies could see drivers miss out on serious savings elsewhere as the market went through some considerable changes.

Now, drivers can see more benefits than ever before by switching providers , which is why one-year policies have now become the most popular choice. When it comes towards the end of an insurance policy, comparing policies with different providers is the best way to receive discounts and offers that you may otherwise miss out on.

The three types of car insurance; third party, third party, fire and theft and comprehensive cover are all available for 12 month periods. This annual amount can be paid in full, where drivers can see discounts by paying upfront. If a driver cannot afford to pay the total amount in one go the payments can be spread over the course of the year via monthly payments, however this will be more expensive as the cost will include interest.

Fortunately for car insurance buyers, insurance providers allow a grace period when it comes to signing on the dotted line. This grace period gives you the time to mull over your decision, compare prices elsewhere and consider all of your options before committing to any policy.

Compare car insurance online using Quote Goat in order to find a great deal on your car insurance.


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