Over 110 car insurance providers
Written by Michael Foote, Insurance Expert
Who Are People’s Choice?
People’s Choice is a UK car insurance broker. They do not underwrite policies themselves but work with a panel of insurers to arrange cover. The insurer assigned to your policy determines the specific terms, cover, and customer service you receive.
Types of Cover Available
People’s Choice offers three standard levels of car insurance:
- Comprehensive: Covers your vehicle, third-party claims, fire, and theft.
- Third Party, Fire and Theft: Covers damage to others, plus your car if stolen or damaged by fire.
- Third Party Only: The legal minimum, covering injury or damage to others.
Features and Optional Extras
Optional extras depend on the insurer People’s Choice selects for you. Common add-ons include:
- Breakdown cover
- Legal expenses cover
- Courtesy car during repairs
- Windscreen repair or replacement
Review your policy documents to confirm which extras are included or available for an additional cost.
Strengths and Limitations
- Access to multiple insurers may improve your chances of finding suitable cover.
- Brokers can often secure competitive prices by comparing options.
- Claims and customer service are managed by the insurer, not People’s Choice.
- Policy terms, features, and excesses vary, always check details before purchasing.
How to Get a Quote
Use our comparison service to view quotes from People’s Choice and other providers. This enables you to compare cover and pricing side by side. For further details, visit our car insurance comparison page.
Who Might Consider People’s Choice?
People’s Choice may suit drivers who want a broker to compare policies on their behalf. If you have specific requirements, such as being a young driver or lacking a no claims bonus, consider specialist insurers as well. See our guide to car insurance without a no claims bonus for more information.
