Whether you’ve recently passed your test or are currently learning you will need to have car insurance to get on the road. You may by now have seen that insurance for a 17 year old can be very expensive, but that does not mean you are stuck paying vast sums of money. There are a number of ways to keep the cost down, one of which is the type of car you choose to drive. If you have not organised a car yet then you are in a good situation, the cars below are the cheapest cars to insure and therefore are a good choice for any teen driver.
The general rule of thumb is to go for a car in a low insurance category, i.e. category one, two or three. When you go to buy a car you’ll be able to find out the category. The cars below are all category 1-3 and therefore represent a very good opportunity to keep your insurance costs down.
10 of the cheapest new cars to insure for new drivers
Seat Mii S 1.0 – Approximately £8,500
Skoda Citigo S 1.0 MPI – Approximately £8,200
Hyundai i10 1.0 S – Approximately £9,000
Volkswagen Up 1.0 – Approximately £9,000
Dacia Sandero Access 1.2 16v – Approximately £6,000
Renault Twingo 1.0 Expression Sce – Approximately £9,500
Vauxhall Corsa Expression 1.0i 12v ecoFLEX – Approximately £9,500
Kia Picanto 1 1.0 – Approximately £8,300
Peugeot 108 Access 1.0 – Approximately £8,500
Skoda Fabia S 1.0 – Approximately £10,750
Now you’ve seen the top 10 cheapest cars to insure for a 17 year old, hopefully there’s something you like within the list.
Whether you already own a car or not there are still a number of additional tips to get a cheaper deal on your policy.
If you can stomach taking another course after passing your test then it may be worth you taking a pass plus test or similar. These additional driving qualifications demonstrate to insurance providers that althought you may be 17 you have an extra set of skills and you’re therefore less likely to be involved in an accident.
How often you use your car affects the premium and so if you are looking to save money be sure to work out your best estimate at your annual mileage. Although not ideal, you may find it cheaper to just use your car for social and pleasure outings and sticking to public transport for work.
Although 17 year olds are seen as high risk for insurance, you can prove the insurance provider wrong by having a black box installed on your car which allows you to demonstrate that you are safe driver. Being constantly monitored is not to everyone’s liking though and so if you want insurance without a black box, we can help with that too.
Ditch The Modifications
When looking at what car to buy stay away from anything with modifications on it, e.g. spoilers, lowered suspension, etc. etc. These all add additional risk and will therefore push up your insurance policy.
Once you have taken all this into account, compare young driver insurance quotes from specialist young driver insurance providers.