Find Cheap Insurance For Convicted Drivers

Cheap Insurance For Convicted Drivers
Compare quotes and save upto 35% on your insurance from our specialist providers

All types of convictions covered
Including DR10, SP30, TT99, LC10, CD10, IN10 and all others

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Save time and money for banned drivers, drink drivers and drivers convicted of speeding

Driving Conviction? We Can Help You Save On Insurance

Drivers with convictions are almost always faced with higher insurance costs, which is why we offer a specialist quote form to help you save up to 35% on convicted driver insurance.

It takes a matter of moments to fill out the quote form and we bet you’ll be pleased you did when you find an insurer that is willing to cover you at an affordable cost.

To get a quote, just click the button above to be taken to the form.

Things to think about for convicted drivers looking for insurance

If you have already been searching for insurance and are not having any luck with standard insurers, you will may have more luck getting quotes from specialist insurers. It is important to remember that you must have insurance to drive, it is a legal requirement. Driving without insurance can lead to a fine of up to £1000.

Non-driving related convictions: Even if your offence is not related to driving you may find that some insurers will still not offer insurance. However there is some good news as a conviction will become spent at a set time in the future, the table below provides information on this for driving convictions. Once the conviction is spent, you no longer have to declare it when purchasing insurance.

Declaring convictions for insurance: As tempting as it may be to not mention any criminal convictions when requesting insurance, it is absolutely essential that you do. Failure to detail any incidents, both driving convictions and non-driving can result in your insurance being invalidated when it comes to making a claim.

Other ways to keep your insurance to a minimum:

  • Minimise your miles – the less you drive the lower premium
  • Telematics – this is a popular option for young drivers and convicted drivers looking for cover. Using this technology will allow insurers to monitor your driving and reward safe driving with lower premiums
  • Increased excess – upping your excess is a sure fire way to lower your premium, however bear in mind that you will pay more if you need to make a claim
  • Secure vehicle – make sure your vehicle is fitted with an alarm if possible as that will help reduce your premiums too

What Are The Different Types of Driver Convictions

Driving convictions vary in the amount of length that they stay on your license. We have created this handy table below to help you know whether your conviction is still on your license.

Accident Offences

On license for four years from date of offence

AC10

Failing to stop after an accident

5-10 points

AC20

Failing to give particulars or to report an accident within 24 hours

5-10 points

AC30

Undefined accident circumstances

4-9 points

Disqualified Driving

On license for four years from date of offence

BA10

Driving while disqualified by order of court

6 points

BA30

Attempting to drive while disqualified by order of court

6 points

BA40

Causing death by driving while disqualified

3-11 points

BA60

Causing serious injury by driving while disqualified

3-11 points

Careless Driving

On license for four years from date of offence

CD10

Driving without due care and attention

3-9 points

CD20

Driving without reasonable consideration for other road users

3-9 points

CD30

Driving without due care and attention or without reasonable consideration for other road users

3-9 points

On license for eleven years, starting at conviction date

CD40

Causing death through careless driving when unfit through drink

3-11 points

CD50

Causing death by careless driving when unfit through drugs

3-11 points

CD60

Causing death by careless driving with alcohol level above the limit

3-11 points

CD70

Causing death by careless driving then failing to supply a specimen for analysis

3-11 points

Careless Driving

On license for four years from date of conviction

CD80

Causing death by careless, or inconsiderate, driving 

3-11 points

CD90

Causing death by driving: unlicensed, disqualified or uninsured drivers 

3-11 points

Construction and Use Offences

On license for four years from date of offence

CU10

Using a vehicle with defective brakes 

3 points

CU20

Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition

3 points

CU30

Using a vehicle with defective tyre(s)

3 points

CU40

Using a vehicle with defective steering 

3 points

CU50

Causing or likely to cause danger by reason of load or passengers 

3 points

CU80

Using a mobile phone while driving a motor vehicle 

3 points

Reckless/Dangerous Driving Conviction Codes

On license for four years from date of offence

DD10

Dangerous driving 

3-11 points

DD60

Manslaughter or culpable homicide while driving a vehicle

3-11 points

DD80

Causing death by dangerous driving  

3-11 points

DD90

Furious driving

3-9 points

Drink Driving

On license for eleven years from date of offence

DR10

Driving or attempting to drive with alcohol level above limit  

3-11 points

DR20

Driving or attempting to drive while unfit through drink

3-11 points

DR30

Driving or attempting to drive then failing to supply a specimen for analysis  

3-11 points

DR31

Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity 

3-11 points

DR61

Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive   

10 points

On license for four years from date of offence

DR40

In charge of a vehicle while alcohol level above limit

10 points

DR50

In charge of a vehicle while unfit through drink

10 points

DR60

Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive

10 points

DR70

Failing ailing to provide specimen for breath test 

4 points

Drugs

On license for eleven years from date of offence

DG10

Driving or attempting to drive with drug level above the specified limit

3-11 points

DG60

Causing death by careless driving with drug level above the limit

3-11 points

DR80

Driving or attempting to drive when unfit through drugs

3-11 points

On license for four years from date of offence or date of conviction if driver is disqualified

DG40

In charge of a vehicle while drug level above specified limit 

10 points

DR90

In charge of a vehicle when unfit through drugs 

10 points

Insurance

On license for four years from date of offence

IN10

Using a vehicle uninsured against third party risks

6-8 points

Licence

On license for four years from date of offence

LC20

Driving otherwise than in accordance with a licence

3-6 points

LC30

Driving after making a false declaration about fitness when applying for a licence 

3-6 points

LC40

Driving a vehicle having failed to notify a disability

3-6 points

LC50

Driving after a licence has been revoked or refused on medical grounds

3-6 points

Miscellaneous Convictions

On license for four years from date of offence

MS10

Leaving a vehicle in a dangerous position

3 points

MS20

Unlawful pillion riding 

3 points

MS30

Play street offences

2 points

MS50

Motor racing on the highway

3-11 points

MS60

Offences not covered by other code

3 points

MS70

Driving with uncorrected defective eyesight

3 points

MS80

Refusing to submit to an eyesight test

3 points

MS90

Failure to give information as to identity of driver etc

6 points

Motorway Convictions

On license for four years from date of offence

MW10

Contravention of special roads regulations (excluding speed limits) 

3 points

Pedestrian Crossings

On license for four years from date of offence

PC10

Undefined contravention of pedestrian crossing regulations 

3 points

PC20

Contravention of pedestrian crossing regulations with moving vehicle 

3 points

PC30

Contravention of pedestrian crossing regulations with stationary vehicle

3 points

Speed Limits

On license for four years from date of offence

SP10

Exceeding goods vehicle speed limits

3-6 points

SP20

Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles) 

3-6 points

SP30

Exceeding statutory speed limit on a public road

3-6 points

SP40

Exceeding passenger vehicle speed limit

3-6 points

SP50

Exceeding speed limit on a motorway

3-6 points

Traffic Direction/Signs

On license for four years from date of offence

TS10

Failing to comply with traffic light signals

3 points

TS20

Failing to comply with double white lines

3 points

TS30

Failing to comply with ‘Stop’ sign

3 points

TS40

Failing to comply with direction of a constable/warden

3 points

TS50

Failing to comply with traffic sign (excluding  ‘stop’ signs, traffic lights or double white lines)

3 points

TS60

Failing to comply with a school crossing patrol sign

3 points

TS70

Undefined failure to comply with a traffic direction sign

3 points

Special Code

On license for four years from date of offence

TT99

To signify a disqualification under ‘totting-up’ procedure. If the total of penalty points reaches 12 or more within three years, the driver is liable to be disqualified. 

Theft

On license for four years from date of offence

UT50

Aggravated taking of a vehicle 

3-11 points

Compare Quotes For Convicted Drivers

As hard as it may be to find insurers to offer you convicted driver insurance at a decent price it is not impossible and we are here to help. Filling in the quote form by clicking the button below to get a quote and see what the specialist insurers have to offer you.

Compare Car Insurance For Convicted Drivers