The open road at your feet, the comforts of home at your fingertips; caravanning has got to be one of the best hobbies to get out and about and explore. As with everything we love, we invest a lot of money into our hobbies, which is why it’s so important to protect the things that matter to us. Insurance will protect your caravan from as much as you choose, from a broken window to caravan theft. This means you can continue adventuring, safe in the knowledge you’ve covered all eventualities.
Unlike car insurance, you are not legally required to have caravan insurance. However, just because it’s not a legal requirement that isn’t to say it is not worth getting. Here at Quote Goat you can compare caravan insurance, to get a range of affordable quotes that could suit your requirements and budget. Leaving you to go forth and caravan with peace of mind!
Before you compare caravan insurance quotes, it’s important to note that sometimes caravans are already covered by your car insurance policy; just check the size and weight restrictions named on your car insurance policy. If your caravan isn’t covered already, then why not get a quote and choose a policy that is right for you.
What types of caravan insurance are available?
There are three different types of caravan insurance: touring caravan insurance, static caravan insurance and trailer tent and folding campervan insurance. Compare caravan insurance to cover a range of vehicles, depending on what type of caravan you own, where you’ll be travelling, and who will be driving.
Touring caravans are caravans that you can attach to a car. It’s important to note that if you own a touring caravan, any kind of attachment, such as a new tow bar, acts as a modification and your insurance provider does need to be made aware of this alteration. If you have a touring caravan it is also worth checking that your driving license allows you to legally tow your caravan. In most cases you won’t need to take another test, but it is always worth checking to be safe.
Trailer tent and folding campervans are also towed by a car; they’re a hybrid between a campervan and a tent. As such, some of the same considerations as touring caravans need to be addressed.
Static caravans are, as the name suggests, caravans that remain in one place. They are usually kept in a caravan park.
Things to consider when you compare caravan insurance
So, what do you need to consider when you’re reviewing your quotes? One thing to look out for is what kind of cover the insurer offers for use of your caravan abroad. If you’re not brave enough to chance the great British weather, and fancy going on an adventure abroad with your caravan, be sure to check what kind of cover the insurer provides and double check that your desired destination is listed as one of the countries covered by your policy.
When comparing caravan insurance, you should also consider storm damage cover. If you’re unlucky enough to be caught in a storm whilst travelling with your caravan, you’ll want to know that your policy provides full cover to repair any damage. Accidental damage cover is also essential to look out for when you compare caravan insurance.
Usually, your caravan isn’t the only thing you want to insure. The contents of your caravan also needs protecting, from your generator to the spare awning. When you compare caravan insurance be sure to check what sort of contents cover the provider is offering to double check it’s efficient for your items.
Extra points to remember
When you compare caravan insurance there are some exclusions that you may need to be aware of. It is always important to check the policy to see what kind of restrictions are in place due to the age of the caravan.
Speedily and easily compare caravan insurance, with no fuss and no jargon. All you need to do is select your policy, and get set to head out and enjoy the open road. Bon Voyage!