What Are The Cheapest Cars To Insure For First Time Buyers in 2018?

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Written by Michael Foote, founder of Quote Goat, has over 13 years experience working in the finance, insurance and currency sectors.

When you’re in the market for your first car, there can be a wide gap between your dream car and the one you ultimately end up driving. This is usually because there are a lot of costs that go towards a car that many forget to consider, like forgetting to compare car insurance companies.

As well as the cost of the car, you need to factor the insurance and the cost of running the car (fuel, tax, repairs, etc) into your budget. So, whether you’re in the market for a brand-new car or on a second-hand budget, it is important that you have a good idea of which cars to look out for in your price range.

Insurance providers consider young driver car insurance to be high-risk, so insurance costs will be high until you gain some experience behind the wheel. Luckily, there are ways in which you can keep your costs down, even as a new driver. Cars are grouped into categories from 1-50 based on how expensive they are to insure, with 50 being the most expensive.

What are the best new first cars?

If you have the budget for a new car, then there are some great models out there that won’t cost you an arm and a leg to insure:

  1. Nissan Micra

2017 saw the fifth generation of Micra released. The new model was a welcome update to the popular car which has been a great choice for first-time drivers for generations. Easy driveability and affordable running costs add to the appeal of a car that costs just £11,995 brand new and falls into category 1 for insurance costs.

  1. Hyundai i10

Believe it or not, the Nissan Micra isn’t the cheapest option out there for new buyers. The Hyundai i10 starts at £8,595 and also falls into insurance group 1. The i10 is a compact vehicle which is easy to park, making it great for new drivers who are still getting used to the ins-and-outs of everyday driving. It’s also a great option for those who live in built-up areas or inner cities.

  1. Ford Ka+

Another classic choice for first time buyers is the Ford Ka+ which you can get your hands on for around £9,795. You can find models in both insurance groups 1 and 2, making it one of the most affordable cars to insure.

When you have the keys to your new first car, then it’s time to compare young driver insurance and find a great deal!