Why You Should Shop Around for Car Quotes

Owning a car is a necessity for many of us but as most car owners know, it isn’t always cheap. A way to keep costs down is, of course, by buying a used car rather than a new one. Another, is by getting a good deal on your used car warranty and insurance premiums. Here are a few tips on how you could save money on your car by shopping around for quotes:Finding a Car Insurance PolicyThere are many factors that can affect your insurance premiums for your used car and it all comes down to risk. If you lower your risk then you’re more likely to find cheaper car insurance – it helps if your car is fitted with an approved alarm or immobiliser and if it is parked on a driveway or in a garage.If you shop around for insurance quotes, you may find that they can vary between providers but here are some tips that can help you find a lower price:
  • Depending on the company, you may be charged interest if you pay by instalments so try to pay annually rather than monthly
  • Check the add-ons offered by each company as you may not require them, or you could find them cheaper elsewhere e.g. legal expenses cover
  • Think about adding voluntary excess to your car insurance to see if it lowers your premium
The more research you put into finding a deal, the more likely you will find better deals. Use comparison websites and remember that cheapest it not necessarily best – you should find the right cover for you.Used Car Warranty ProtectionCar warranties (sometimes known as mechanical breakdown insurance) can protect you from unexpected repair bills. If mechanical problems arise, the repairs could end up costing you a significant amount so a car warranty may make good financial sense on a used car.When shopping around for warranties on your used car, make sure you know exactly what protection you’ve been offered as warranties usually don’t cover everything, with wear and tear, air con systems and sat navs usually excluded.The cost of your car warranty will depend on factors like the make, model and age of the car, how many miles it has done as well as your own details. Do some research before signing up to the one offered by your dealer as you may get a better deal buying directly from a specialist used car warranty provider.To find the best deals on your used car warranty and insurance, make sure you do your research. By shopping around for different policies and quotes, you can find the right one for you with no unnecessary extras and also keep the costs of running a car down.
Michael FooteWhy You Should Shop Around for Car Quotes

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