Habito Review

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Who are Habito?

Whether you are a first time buyer, are looking to remortgage your home or even invest in a new property, the whole process is better with a dedicated mortgage broker on your side. Habito is an independent online mortgage broker that requires just a few personal details in order to give you a comprehensive breakdown of the best mortgage deals from the UK’s biggest and most trusted lenders.

How Does Habito Work?

Habito are the broker that doesn’t charge you brokerage fees. How? They earn their money via commission, which comes directly form the lenders they compare.

With their algorithm they can take your details and do the leg work of comparing over 20,000 mortgage products from over 90 different lenders in no time at all. To search those offers independently will take one person a long time, Habito are the ones to do it in less than 15 minutes.

How do Habito find mortgage offers?

After creating an online account with Habito you will be asked for basic personal and financial details. Tell them which type of mortgage you are looking for and one of Habito’s dedicated mortgage experts will recommend you the most suitable mortgage based on your information and a basic affordability check.

Your mortgage expert will talk to you either online or on the phone to confirm your requirements. They will also guide you on which important documents are required by your chosen lender and how to upload/send them.

Is Habito safe to use?

As a free service people are wary of using the services of Habito but those in search of a mortgage needn’t worry. Habito is regulated by the Financial Conduct Authority the same as every other UK lender. They are transparent with the commission they make from lenders and it is clearly represented in each account.

All your data is secure under GDPR and Habito use all your information safely and will never share it with anyone other than your chosen mortgage lenders.

What is the difference between Habito and a traditional mortgage broker?

Habito has no physical branches, instead opting to perform all their operations online. This is another way they can provide a free service to their customers.

What do customers say about habito?

Online customer reviews for Habito mortgage brokers are overwhelmingly positive. With 91% of over 4,200 reviews rewarding a five star review stating brilliant service and offers, Habito are a well-trusted online mortgage broker.

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Habito Review