L&C Mortgage Review

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Home » Mortgages » Mortgage Provider Reviews » L&C Mortgage Review

Our team of experts have compiled and analysed all the information they can find on L&C mortgages, pitting it against customer feedback from review sites to compile a comprehensive L&C mortgage review.

Do L&C offer competitive rates?

L&C are a mortgage broker able to compare deals for first time buyer mortgages, remortgages, home movers and buy-to-let mortgages across more than 80 lenders. Using your information on the type of mortgage you are looking for, your income, outgoings and the home you are looking to buy, they check against lenders eligibility criteria to find a custom-made mortgage that suits you.

What mortgage products do L&C offer?

Through L&C’s online portal or speaking with an adviser over the phone directly, you can find personalised fixed-rate, capped, discounted and tracker mortgages from a selection of the UK’s top lenders as well as smaller, alternative lenders at the forefront of modern lending.

Any mortgage deal presented to you from L&C is a mortgage decision in principle, not an actual offer. They simply inform you whether you match the criteria to be eligible for the given mortgage from your personal information and credit history. With a mortgage offer in principle, you can choose to go ahead with proceedings or continue your search.

What do customers say about L&C?

L&C have an excellent reputation across a number of online review sites. There are a few incidents of customer complaints from users who have had difficulties with delays and poor customer service from their given adviser. Most customers, however, have been happy with their service and have given L&C an overall rating of 4.5/5 with 80% rating them as excellent.

How do L&C operate a fee-free service?

L&C’s unique selling point is their fee-free brokering and advice service. Obviously, nothing is free, especially in the case of mortgages, but, unlike other mortgage brokers, London & Country don’t charge you mortgage broker fees on top of the payments they receive from the mortgage providers they put you in touch with. This provides you with the benefits of comparing mortgage lenders without having to pay for the direction.

What are L&C’s eligibility criteria?

L&C give you a list of best possible mortgage providers depending on your situation and personal finances. They take the liberty of checking against each lender’s eligibility criteria to make sure you are able to qualify for each mortgage.

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L&C Mortgage Review