Gift Shop Insurance

Compare Quotes From Leading Insurance Providers
Provide your details in just 2 minutes
Find cheap Gift Shop Insurance

Gift Shop Insurance from leading insurance providers

1423562160_100x35_ArthurJGallagherCo
100x35_westinsureplymouth
100x35_InsuranceProtector2017
100x35_UKInsuranceNET
100x35_erskinemurray
100x35FirstChoice
100x35_coversure
100x35_Business_Insurance_Service
100x35_AlternativeInsurance
100x35_insurancelinx
100x35_PropertyInsuranceCentre
100x35_morganrichardson

Compare Gift Shop Insurance Quotes

As the owner of a gift shop you’ll know that there are a number of potential risks involved with running a commercial premises, including water & fire damage, theft, injuries to members of the public or employees and more. In light of this, comparing insurance for your gift shop can help you find the right cover at the right price, giving you peace of mind that you are protected should the unexpected happen.

At Quote Goat, we help businesses compare gift shop insurance quotes from a panel of leading insurance providers. As a business owner we understand that your time is valuable, which is why we have made it quick and simple to compare quotes. Upon submitting the quote form, a panel of insurance brokers will provide you with quotes to insure your gift shop.

What Cover Can Be Included With Gift Shop Insurance?

Typical covers that you may want to include in your gift shop insurance policy are:

Commercial Buildings Insurance: If you have a mortgage on your gift shop then having commercial buildings insurance may be a requirement placed on your business by your mortgage provider. If you are a tenant then it is standard practice for the landlord to arrange commercial buildings insurance and pass the cost onto you as the tenant. However this can vary dependent on your contract, so you’ll need to make sure you know your position. Commercial Buildings Insurance works in a similar way to home buildings insurance. What is specifically covered depends on the policy you take out, however it generally covers the property in the event of damage, fire, vandalism, burst water pipes, subsidence and business interruption insurance if you lose income due to an insured event that damaged the property.

Gift Shop Contents Insurance: Your gift shop will most likely have a fair amount of expensive electronic equipment and furnishings in store. Contents insurance can cover you for theft, flood & fire damage & vandalism to the contents of your gift shop.

Employer’s Liability Insurance: If your gift shop has employees, it is a legal requirement to have employer’s liability insurance in place. This can protect you against the cost of court fees and compensation should an employee make a claim due to a work-related illness or injury.

Public Liability Insurance: Due to the nature of a gift shop having high footfall from customers and other members of the public, it is sensible to have public liability insurance in place in the event that a member of the public, customer or client is injured or has their property damaged as a result of your gift shop.

Stock Insurance: Gift shops often carry a lot of stock. Stock insurance can cover the cost of replacing your stock should it be damaged, stolen or destroyed. It is important to note that in the claim amount will be for replacing your gift shop stock at cost, not at the recommended retail price.

What Level Of Gift Shop Insurance Do I Require?

If you are unsure about the level of insurance you require or what should be included, all of your questions can be answered by the insurance providers when they call you to discuss your quote.

Gift Shop Insurance
How Much Will You Save When You Compare...