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Author: Michael Foote
Michael Foote, Insurance Expert
Michael Foote is the founder of Quote Goat and has over 20 years experience working in finance & insurance. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city.Profiles: LinkedIn | Business Advice | The Money Pages | Quora
Recent Articles by Michael
Can Sole Traders Get Cover for Multiple Business Vehicles?
Can Sole Traders Get Fleet Insurance? Yes. You don’t need a […]
What Happens If You Don’t Have Professional Indemnity Insurance?
What Happens If You Don’t Have Professional Indemnity Insurance? Operating without […]
What Happens If Someone Else Crashes Your Supercar?
What Happens If Someone Else Crashes Your Supercar? Letting someone else […]
What to Do If You Miss Your PI Insurance Renewal
What to Do If You Miss Your PI Insurance Renewal Missing […]
What Happens When a Supercar Is Declared a Total Loss But Still Has Value?
Understanding Total Loss Decisions for High-Value Cars When insurers declare a […]
Do You Need Insurance to Deliver or Collect Customer Vehicles?
Do You Need Insurance to Deliver or Collect Customer Vehicles? If […]
Is Professional Indemnity Insurance a Legal Requirement for My Profession?
Is Professional Indemnity Insurance Compulsory? Professional indemnity (PI) insurance is not […]
Can I Use My Private Car for Motor Trade Use?
Can Your Private Car Be Added to Motor Trade Insurance? If […]
Understanding PI Policy Wording Before You Buy
What Is PI Policy Wording? A professional indemnity policy (PI policy) […]
What Counts as a Trade Vehicle for Insurance Purposes?
What Is a Trade Vehicle? A trade vehicle is any vehicle […]
Freeway Taxi Insurance: Broker Review and How It Compares
What is Freeway Taxi Insurance? Freeway is a UK insurance broker […]
Cheap Car Insurance with Low Deposit
What is low deposit car insurance? Low deposit car insurance allows […]
Yodel Insurance: What Cover Do Yodel Drivers Really Need?
What Insurance Do Yodel Drivers Need? Yodel drivers need courier insurance […]
AXA Courier Insurance: What Delivery Drivers Need to Know
Does AXA Offer Courier Insurance? AXA does not currently offer dedicated […]
Recovery Vehicle Insurance: Cover for Breakdown and Vehicle Transport Operators
What is recovery vehicle insurance? Recovery vehicle insurance is specialist cover […]
Motorcycle Trade Insurance: What You Need to Know in 2025
What is motorcycle trade insurance? Motorcycle trade insurance provides specialist cover […]
Does DNA Offer Motor Trade Insurance?
Yes! DNA Trade Insurance is a specialist UK motor trade insurance […]
NFU Fleet Insurance: What You Need to Know Before You Buy
What is NFU Mutual fleet insurance? NFU Mutual is a mutual […]
Light Haulage Insurance: What It Covers and How Much It Costs
What is light haulage insurance? Light haulage insurance is a commercial […]
Does Admiral Offer Courier Van Insurance for UK Delivery Drivers?
Does Admiral offer courier or hire and reward insurance? Admiral does […]
Minibus Fleet Insurance
What is minibus fleet insurance? Minibus fleet insurance covers multiple passenger […]
Fleet Insurance for Tradesmen
Why tradesmen need dedicated fleet insurance Tradesmen running multiple vehicles face […]
Self Employed Fleet Insurance
Do self employed people qualify for fleet insurance? Yes. If you’re […]
Courier Insurance Under 25
Why courier insurance is more expensive under 25 Insurers calculate premiums […]
HGV Fleet Insurance
What is HGV fleet insurance? HGV fleet insurance consolidates multiple heavy […]
Mini Fleet Insurance
What is mini fleet insurance? Mini fleet insurance covers businesses operating […]
What Insurance Do I Need for Delivering Parcels?
If you deliver parcels using your car, van, or motorbike, standard […]
Van Insurance for Parcel Delivery
What insurance do you need for parcel delivery? If you’re planning […]
Is Road Risk Insurance Required for Tyre Fitters?
Many tyre fitting businesses move customer vehicles as part of their […]
Do Mobile Car Valeters Need Road Risk Insurance?
Do Mobile Car Valeters Need Road Risk Insurance? If you run […]
How Much Does Roofers Insurance Cost in the UK?
How Much Does Roofers Insurance Cost in the UK? Roofers insurance […]
What Cover Protects Tyre Stock and Equipment?
Stock and equipment represent a major investment for tyre fitters. From […]
How Much Does Restaurant Insurance Cost in the UK?
How Much Does Restaurant Insurance Cost in the UK? Restaurant insurance […]
How Much Does Courier Van Insurance Cost in the UK?
How Much Does Courier Van Insurance Cost in the UK? Courier […]
What Is an O Licence and Do You Need One?
What Is an O Licence? An O licence (Operator’s Licence) is […]
How Much Does Ferrari Insurance Cost in the UK?
How Much Does Ferrari Insurance Cost in the UK? Ferrari insurance […]
What happens if you deliver parcels without the right insurance?
Why Standard Van Cover Isn’t Enough A standard van insurance policy […]
Roofing Mistakes and Liability: What Happens When Work Goes Wrong
Even the best roofers have bad days. A rushed flashing, a […]
How Much Does Supercar Insurance Cost in the UK?
How Much Does Supercar Insurance Cost in the UK? Supercar insurance […]
Why Standard Public Liability Insurance Isn’t Enough for Valeters
If you’re a car valeter, you probably assume that standard public […]
Does PI Insurance Cover Subcontractor Mistakes?
Does PI Insurance Cover Subcontractor Mistakes? If you use subcontractors, you […]
How Much Does Porsche Insurance Cost in 2026?
How Much Does Porsche Insurance Cost? Porsche insurance in the UK […]
When Does Professional Indemnity Insurance Cover Past Work?
If you’ve recently taken out a professional indemnity (PI) policy, or […]
How Much Does Lamborghini Insurance Cost in the UK?
How Much Does Lamborghini Insurance Cost in the UK? Lamborghini insurance […]
Do Tyre Fitters Need Public Liability Insurance?
Do Tyre Fitters Need Public Liability Insurance? Public liability insurance isn’t […]
How Much Does Car Valeters Insurance Cost?
How Much Does Car Valeters Insurance Cost? Car valeters insurance typically […]
How Much Does Mechanics Insurance Cost in the UK? (2026 Guide)
Mechanics insurance protects your business against damage to customer vehicles, injury […]
How Much Does Scrap Dealer Insurance Cost?
How Much Does Scrap Dealer Insurance Cost? Scrap metal dealers handle […]
What to do if a parcel is lost or stolen from your van
Why Parcel Loss Is a Real Risk Multi-drop driving means constant […]
What Insurance Do Car Valeters Need?
Valeting businesses face a mix of risks that standard car insurance […]
How Much Does Fleet Insurance Cost in the UK?
How Much Does Fleet Insurance Cost in the UK? Fleet insurance […]
Is Environmental Liability Required for Scrap Dealers?
Scrap metal dealers face unique environmental risks that many other motor […]
Does Valeting Insurance Cover Damage to Paintwork?
Accidental paintwork damage is one of the most common concerns in […]
How Much Does Tyre Fitters Insurance Cost in the UK?
How Much Does Tyre Fitters Insurance Cost in the UK? Tyre […]
What is goods in transit insurance and do van drivers need it?
What Goods in Transit Insurance Covers Goods in transit insurance protects […]
Do Scrap Metal Dealers Need Public Liability Insurance?
Public liability insurance is one of the most important protections for […]
Do part-time parcel couriers still need full cover?
Why Part-Time Still Counts as Commercial Use Even if you only […]
Courier Van Insurance Costs in 2026: What Drivers Really Pay
How Much Does Courier Van Insurance Cost? Courier van insurance typically […]
How Much Does Motor Trade Insurance Cost in the UK?
How Much Does Motor Trade Insurance Cost in the UK? Motor […]
How Much Is Courier Van Insurance for New Drivers in the UK?
How Much Is Courier Van Insurance for New Drivers in the […]
How penalty points affect working as a van courier
Why Penalty Points Matter for Couriers Penalty points on your licence […]
Van Insurance for Under 25s: Courier Cover That Won’t Break the Bank
Van Insurance for Under 25s: Courier Cover That Won’t Break the […]
Can I Mix Personal and Business Vehicles on a Fleet Policy?
Can You Combine Personal and Business Vehicles on Fleet Insurance? Yes, […]
Does Motor Trade Insurance Cover Test Drives?
Does Motor Trade Insurance Cover Test Drives? If you sell, repair […]
How Much Does £5M Public Liability Insurance Cost?
Average Cost of £5 Million Public Liability Insurance Most UK businesses […]
What Level of Motor Trade Insurance Cover Do You Really Need?
Understanding Motor Trade Insurance Requirements Motor trade insurance regulations in the […]
What Insurance Covers Vehicles Collected for Scrap?
What Insurance Covers Vehicles Collected for Scrap? If you run a […]
Is It Cheaper to Cover Business Vehicles on One Policy?
Is Fleet Insurance Cheaper Than Separate Policies? If you operate multiple […]
How Can Van Couriers Lower the Cost of Their Insurance?
Why Courier Van Insurance Costs More Courier van insurance is more […]
How Many Vehicles Can You Insure on a Motor Trade Policy at Once?
How Many Vehicles Can You Insure on a Motor Trade Policy […]
Cheshire Car Insurance
Cheshire drivers face unique insurance considerations compared to other UK regions. […]
Gladiator Van Insurance: Cover Options for Modified and Specialised Vans
What Is Gladiator Van Insurance? Gladiator van insurance provides specialist cover […]
Taxi Insurance in Wolverhampton
Taxi Insurance in Wolverhampton: Local Cover Options for Licensed Drivers Wolverhampton […]
Car Insurance Group 50: What You Need to Know
What Is Car Insurance Group 50? Car insurance groups in the […]
Car Insurance with Points: How to Find Cover and Lower Costs
Can You Get Car Insurance with Points on Your Licence? Yes, […]
Trade Plate Insurance: What It Covers and Who Needs It
What is trade plate insurance? Trade plate insurance covers you when […]
Range Rover Evoque Car Insurance: Costs, Groups and How to Save
How Much Does Range Rover Evoque Car Insurance Cost? The Range […]
Does Riviera Offer Car Insurance in the UK?
Does Riviera Offer Car Insurance in the UK? Riviera is not […]
Is Multi Vehicle Business Insurance Worth It?
Is multi vehicle business insurance right for your firm? See how cover works, who it suits, what affects price, and where savings can appear.
Bollington Courier Insurance: Local Cover for Self-Employed and Fleet Drivers
What is Bollington courier insurance? Bollington courier insurance is specialist motor […]
Courier Insurance vs Van Insurance Explained
Courier insurance vs van insurance explained simply. Learn the key differences, legal risks, costs and which cover suits your van use best.
Swansea Car Insurance: Compare Quotes and Cut Costs
How Swansea postcodes affect your car insurance Your SA postcode directly […]
York Car Insurance
York’s historic streets, tourist congestion, and variable crime rates all influence […]
Does Headway Offer Taxi Insurance in the UK?
Does Headway Offer Taxi Insurance in the UK? Headway Insurance Services […]
Taxi Insurance Cardiff: Cover for Hackney and Private Hire Drivers
Cardiff taxi drivers need specialist insurance that meets local licensing requirements […]
Electric Vehicle Fleet Insurance: Cover for Multiple EVs Under One Business Policy
What is electric vehicle fleet insurance? Electric vehicle fleet insurance covers […]
Car Insurance for Over 80s: What You Need to Know
Obtaining car insurance after the age of 80 can be challenging. […]