Quotes from a panel of leading trade insurance providers
Whether you operate as a mobile tyre fitter, from business premises or both, tyre fitter insurance can offer protection for you, your business, your employees & the public in case the unexpected happens.
Fitting tyres is a job that carries many risks, such as damaging a customer’s vehicle and injury to employees or customers. Equally, however, there are a host of additional risks to consider, for example, theft of equipment & damage to stock.
As a business, you’ll want to protect yourself against these risks and meet any legal requirements, e.g. employer’s liability insurance if your company has employees.
How to find the right tyre fitter’s insurance
To help you arrange tyre fitter’s insurance, Quote Goat works with a panel of motor trade insurance specialists, making it easy to find the right cover at the right price.
To compare quotes, all you need to do is complete a short form. Insurance providers will then compete over your business and contact you to discuss your options.
No two tyre fitting businesses are the same, which is why you’ll benefit from discussing your requirements over the phone and getting expert advice from specialist motor trade insurance brokers.
How to find cheap tyre fitter insurance
The easiest way to save both time and money when it comes to arranging tyre fitter insurance is to use a comparison site, like this one, to compare quotes from multiple providers using just one form. As well as reviewing a number of prices, the following tips may help.
1
Do not over insure
Make sure to avoid purchasing un-necessary add-ons for your policy.
2
Consider who you is on the policy
Younger employees or those with convictions (both motoring and non-motoring) may push up the prices you are quoted.
3
Fully comprehensive vs 3rd party
It can be cheaper to opt for a fully comprehensive policy despite it appearing counter-intuitive to many.
4
Pay annually
If possible, paying annually for your insurance avoids you having to spend money on interest charges that are accrued when you pay monthly.
What types of cover does tyre fitter’s insurance include?
Insurance providers can tailor a policy to fit a business’s requirements. Benefit from expert advice on what covers you need when comparing quotes. Typical covers include:
Road risk insurance: typically provides cover for driving a business’ own vehicles and vehicles in a business’s custody, e.g. customer vehicles, for motor trade purposes. Road risk only insurance is a legal requirement for any company operating in the motor trade and is considered the minimum level of cover. It is typically suited to smaller businesses, part time motor traders or those working from home. It offers three levels of protection, like a standard vehicle policy: third party only, third party, fire & theft, and comprehensive.
Combined motor trade insurance: typically for larger operations, combined motor trade policies include road risk and other covers, including employers liability insurance, public liability insurance & commercial premises insurance. Although a combined policy will typically be more expensive than road risk insurance, it can offer substantially more cover.
Compare tyre fitting insurance quotes
To find out more about the types of cover your business may need & to compare quotes, complete the quote form on our site today.
Tyre fitter’s insurance FAQs
For most questions, we recommend asking the insurance provider directly when they are providing you with a quote. Below are some general questions that are regularly asked.
How much does insurance cost?
This depends entirely on you, your business and the covers that you would like to include in your policy. The easiest way to get an accurate quote is to submit our quote form and discuss your requirements with one or more insurance providers.
Is it possible to arrange part-time cover?
Yes and there may also be significant cost-savings if you run your business on a part-time basis.
Can policies be paid for in monthly instalments?
Yes. Although, it is more expensive due to the additional interest costs.
