Food Delivery Insurance

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What Is Food Delivery Insurance?

Food delivery insurance provides financial cover if you deliver food in return for payment; typically, whilst working for a takeaway restaurant or a food delivery app such as Uber Eats or Deliveroo. 

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The demand for fast food delivery has grown tremendously in recent years, fuelled by the development of apps such as Uber Eats and Deliveroo. A benefit of this rise in popularity is the number of jobs it creates for people delivering food.

As a fast food delivery driver, you will need insurance like everyone else on the roads. Insurance can be expensive, so it pays to compare quotes from multiple insurance providers to help find the best deal.

How To Get Food Delivery Insurance

Finding the right food delivery insurance alongside expert advice is easy with Quote Goat. All you need to do is fill in the quote form. Up to 5 insurance providers will then contact you to provide you with a quote. The actual cover required will vary from person to person, which is why the quotes you receive need to be tailored to your requirement. If you have any questions about what covers you should include in your food delivery insurance policy, this is the time to discuss them with the insurance provider.

What does Fast Food Delivery Insurance Cover?

Food delivery insurance covers a person(s) to deliver goods to multiple dropoff points on behalf of clients. Cover could also include cover for goods in transit against loss, damage or theft.

As with standard vehicle insurance, there are three types of cover to choose from; 3rd Party Only, 3rd Party, Fire & Theft & Fully Comprehensive. It is a common misconception that 3rd Party Only food delivery insurance is the cheapest option because it provides the least amount of cover; however, this is not the case, so make sure you compare quotes for all cover levels.

Fast Food Delivery Insurance FAQs

Will my private car/bike insurance cover me for food delivery?

Private insurance policies do not cover delivery drivers whilst at work.

Does Uber Eats provide cover for their food delivery drivers?

At the time of writing, the Uber Eats website expects their drivers to show proof of their own delivery driver insurance when joining the program.

How much is fast food delivery insurance?

As a food delivery driver you can be expect to find insurance from as little as £50 per year.

Author Image - Michael Foote

Written By Michael Foote, Insurance and Finance Expert

Michael Foote is the founder of Quote Goat and has over 13 years experience working in the finance, insurance and currency sectors. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city for a number of firms including HSBC.