Food Delivery Insurance

Compare food delivery insurance quotes from up to 5 insurance providers with one short quote form.

Get A Quote

  • check markOne short quote form
  • check markSuitable for all delivery types
  • check markSave time and money - rated 4.8/5 Review Rating

Compare Food Delivery Insurance In 3 Steps

Complete The Quote Form

Complete the form

Provide details about you & your vehicle

Compare Quotes

Compare prices

Compare prices & policy features

Purchase Cover

Purchase cover

Purchase cover from your preferred provider

Why Compare With Quote Goat?

Quote Goat are specialists in insurance. We place excellent customer service at the heart of our company and as such we commit to:

  • Check Mark Rating providers only by what is best for customers
  • Check Mark Going above and beyond to help all users who need assistance
  • Check Mark Never selling or misusing our customers’ data
  • Check Mark Aiming to partner with the best comparison tools on the market
  • Check Mark Always being 100% impartial
Trusted Comparison Site


We are 100% privately owned and we are committed to always promoting the provider that is best for our customer.

Always Impartial


We are rated 4.8 out of 5 on and we help over 50,000 businesses a year to find the right cover

Safe Hands


Our goal is to simplify money management, everything we do is guided by our ethos of putting our customer first.

Review Stars - 5 out of 5

Easy to use and quick to get my quote for insurance, saved £200 from last year as well! Would recommend.

– Ritchie – Verified Customer
Review Stars - 5 out of 5

Easy to use site, made a significant saving in comparison to other places I checked. Would highly recommend using QuoteGoat…. Will 100% use the site again!

– Kevin – Verified Customer
Review Stars - 5 out of 5

Excellent experience. Really easy to use and would definitely recommend. My go-to comparison site from now on!

– Laura – Verified Customer

What Is Food Delivery Insurance?

Food delivery insurance provides financial cover if you deliver food in return for payment; typically, whilst working for a takeaway restaurant or a food delivery app such as Uber Eats or Deliveroo.

What Is Food Delivery Insurance?

Food delivery insurance provides financial cover if you deliver food in return for payment; typically, whilst working for a takeaway restaurant or a food delivery app such as Uber Eats or Deliveroo. 

Compare Food Delivery Insurance Quotes

The demand for fast food delivery has grown tremendously in recent years, fuelled by the development of apps such as Uber Eats and Deliveroo. A benefit of this rise in popularity is the number of jobs it creates for people delivering food.

As a fast food delivery driver, you will need insurance like everyone else on the roads. Insurance can be expensive, so it pays to compare quotes from multiple insurance providers to help find the best deal.

How To Get Food Delivery Insurance

Finding the right food delivery insurance alongside expert advice is easy with Quote Goat. All you need to do is fill in the quote form. Up to 5 insurance providers will then contact you to provide you with a quote. The actual cover required will vary from person to person, which is why the quotes you receive need to be tailored to your requirement. If you have any questions about what covers you should include in your food delivery insurance policy, this is the time to discuss them with the insurance provider.

What does Fast Food Delivery Insurance Cover?

Food delivery insurance covers a person(s) to deliver goods to multiple dropoff points on behalf of clients. Cover could also include cover for goods in transit against loss, damage or theft.

As with standard vehicle insurance, there are three types of cover to choose from; 3rd Party Only, 3rd Party, Fire & Theft & Fully Comprehensive. It is a common misconception that 3rd Party Only food delivery insurance is the cheapest option because it provides the least amount of cover; however, this is not the case, so make sure you compare quotes for all cover levels.

Frequently Asked Questions

Is food delivery insurance a legal requirement for delivery drivers in the UK?

Yes. Anyone carrying other people's good or passengers in return for payment is required to have hire and reward insurance. It protects you, your vehicle, and others on the road.

What does food delivery insurance cover?

Food delivery insurance typically covers damages to your vehicle, third-party injuries or damages, and theft of the delivered items.

Do I need special insurance for using my personal vehicle for food delivery?

Yes, you'll likely need commercial or hire and reward insurance since standard personal insurance may not cover delivery activities.

How does the cost of food delivery insurance vary between providers?

The cost depends on factors like your driving history, type of vehicle, and coverage needed. It's best to compare quotes to find the most suitable and affordable option.

Can I use my existing car insurance for food delivery?

Standard car insurance might not cover business use, including food delivery. It's crucial to check with your insurance provider and, if needed, get appropriate coverage.

Are there insurance options specifically designed for food delivery drivers?

Yes, some insurance providers offer specialised policies for food delivery drivers, considering the unique risks associated with the job.

How can I reduce the cost of food delivery insurance?

Maintaining a clean driving record, choosing a less expensive vehicle, and comparing quotes from different providers can help lower insurance costs.

Does food delivery insurance cover food spoilage in case of an accident?

Some policies may cover food spoilage as part of their coverage. It's essential to review the policy details to understand what is included.

What happens if I get into an accident during a food delivery?

In case of an accident, your insurance should cover damages to your vehicle and any third-party involved. Promptly report the incident to your insurer.

Is it possible to get insurance for an electric bicycle used for food delivery?

Yes, some insurance providers offer coverage for electric bicycles used in food delivery. Check with providers to find a suitable policy for your delivery vehicle.

Written By Michael Foote, Insurance and Finance Expert

Michael Foote is the founder of Quote Goat with over 13 years of experience in finance, insurance, and currency sectors. Since launching Quote Goat, he has appeared on TV and in major online publications, including Forbes, The Telegraph, and The Metro. Prior to Quote Goat, he worked for firms such as HSBC.