Search 1000’s of mortgages for the best deal
What Type Of Mortgages Can Be Compared?
First Time Buyer
Buying your first property can be a daunting process and comes with a steep learning curve. Compare first time buyer mortgages to take the hassle out of finding the right deal.
When the time comes to re-mortgage, compare your options from 1000’s of mortgages to see if you can find a better deal with lower monthly repayments.
Buy To Let
Being a landlord is harder than ever in a number of ways, including financially, so it’s crucial you find the best mortgage available. Compare buy-to-let mortgages online.
Compare leading bridging loan providers to find suitable short term finance for your requirements.
See how much you could be eligible to borrow & the maximum value property you can afford. Try the mortgage calculator here.
What Is A Mortgage?
A mortgage is a loan that you borrow from a bank or similar financial institution that enables you to buy a property. In most cases to buy a property you will also need a deposit of at least 5% of the property value.
Will comparing mortgages affect my credit score?
This comparison system uses a soft search and therefore will not affect your credit score.
What affects the amount I can borrow?
The amount you can borrow takes into account your income as well as your outgoings, e.g. other financial commitments. You can use our mortgage calculator above to get a better understanding of the amount you will be able to borrow, although the actual amount you can borrow will depend on other actors including your credit history.
What fees are typically charged with a mortgage?
Mortgage Adviser: You may have to pay a fee to a mortgage adviser if you choose to use one.
Booking fee: A fee to reserve your mortgage whilst the application goes through.
Arrangement fee: A payment to the mortgage lender which is typically around £1,000 for setting up the mortgage, but can go as high as £2,500. This fee can be paid upfront or it can be added onto your mortgage.
Valuation fee: A fee to cover the cost of the lender valuing your property to ensure that they are satisfied that the property is worth the amount that you are paying for it.
Legal fees: Solicitors fees, search fees and stamp duty. Stamp duty is a tax that is paid on property purchases. The percentage amount paid varies depending on the value of the property so make sure that you have taken this into account.