Mortgage Adviser: You may have to pay a fee to a mortgage adviser if you choose to use one.
Booking fee: A fee to reserve your mortgage whilst the application goes through.
Arrangement fee: A payment to the mortgage lender which is typically around £1,000 for setting up the mortgage, but can go as high as £2,500. This fee can be paid upfront or it can be added onto your mortgage.
Valuation fee: A fee to cover the cost of the lender valuing your property to ensure that they are satisfied that the property is worth the amount that you are paying for it.
Legal fees: Solicitors fees, search fees and stamp duty. Stamp duty is a tax that is paid on property purchases. The percentage amount paid varies depending on the value of the property so make sure that you have taken this into account.