Rolls Royce Insurance
Compare Luxury & Prestige Car Insurance Quotes From Specialist UK providers
Tailored Rolls Royce Insurance
Agreed value cover- Like-for-like loan vehicles
- Rated 4.8/5 - 97% Recommend Us
Insurance For Your Rolls Royce In 3 Steps
Complete the form
Submit your details via our short form
Tailor your policy
Speak to a specialist insurance broker
Purchase cover
Purchase your cover through our partners
Specialist Rolls Royce Insurance
Insuring a Rolls-Royce demands specialist expertise. Standard car policies, found on aggregator sites, aren’t designed to cover the unique risks that arise from owning a Phantom, Ghost, Wraith, Dawn or Cullinan.
At Quote Goat, we have partnered with an insurance broker that specialises in prestige vehicle insurance, to bring you bespoke cover that is built around the demands of prestige vehicles such as the Rolls Royce. From a concierge-level of service through to extended european cover, we're confident that a policy from our partners will offer the cover that you should expect when insuring a Rolls Royce.Benefits of Insuring Your Rolls Royce Through A Specialist Provider
Our partner provides more than just insurance; they offer a suite of exclusive benefits tailored to the high standards your vehicle commands:
Like for like loan vehicles
60 day per trip European cover
Unparalleled claims service
Family fleet
Agreed upon guaranteed value should your Rolls Royce be written off
At the time of writing they have an impressive 4.9/5 review rating
Our process could not be simpler. Complete our quick contact form—where we capture just your name, email address and telephone number—and a dedicated Novo specialist will be in touch. They’ll discuss your precise requirements, from agreed-value settlement to European travel extensions and bespoke event cover, ensuring your policy aligns exactly with how and where you drive your Rolls-Royce.
Since Charles Rolls and Henry Royce first shook hands at The Midland Hotel, Manchester, in May 1904, their shared vision of comfort, quiet refinement and engineering prowess gave rise to the world’s premier luxury marque. Only two years later, the Silver Ghost earned the title “best car in the world” for its unmatched reliability, setting a benchmark still pursued by today’s Phantom, Ghost and Cullinan models.
In 2022, Rolls-Royce unveiled the Spectre—its first fully electric motor car—demonstrating that more than a century of tradition can evolve with cutting-edge technology.
Insuring a marque of this calibre demands cover that mirrors its exclusivity. Novo brokers design policies around agreed-value guarantees—locking in the exact sum you choose for a total-loss scenario—and specialist extensions such as European touring cover, concours-show protection and classic-car restoration allowances.
Premiums hinge on more than vehicle value alone. Underwriters will scrutinise your driving record, annual mileage, storage arrangements and security provisions, as well as any private events or track days, tailoring terms to the precise risk profile of your car and usage.
Novo’s brokers also undertake an annual market review for each policy, ensuring that changes in restoration costs, bespoke coachwork or collector-value enhancements are incorporated without delay.
Which Rolls-Royce Do You Drive?
Every Rolls-Royce model has its own engineering highlights, rarity and replacement-cost profile. Novo will need to know the model of your Rolls-Royce to provide a quotation, so to save you time (and typing), just select your model from the list below – we’ll automatically fill it into the quote form where we need to gather this information to quote to its specific specs:
- Rolls-Royce Phantom VII — Production began July 2003; first shown at the Concorso d’Eleganza Villa d’Este on 30 May 2003
- Rolls-Royce Phantom Drophead Coupé — Introduced at the 2007 Geneva Motor Show (March 2007)
- Rolls-Royce Phantom Coupé — Unveiled at the 2008 Geneva Motor Show (March 2008)
- Rolls-Royce Ghost (Series I) — First shown at the 2009 Frankfurt Motor Show; series production commenced October 2009
- Rolls-Royce Wraith — Unveiled at the 2013 North American International Auto Show (January 2013)
- Rolls-Royce Dawn — Official debut at the 2015 Frankfurt Motor Show (September 2015)
- Rolls-Royce Phantom VIII — Launched on 27 May 2017 at the Monaco Grand Prix
- Rolls-Royce Cullinan — Revealed at the 2018 Geneva Motor Show (27 February 2018)
- Rolls-Royce Ghost (Series II) — Unveiled online on 18 May 2020
- Rolls-Royce Spectre — First revealed online on 4 October 2021; first public demonstration at the Goodwood Festival of Speed (July 2022)
Choose your vehicle from the list above to get started with your insurance quote.
Rolls Royce Insurance FAQs
How much does Rolls Royce insurance cost?
No two quotations are the same, so the best way to find an accurate quote is to speak to one of the experts for a no-obligation discussion.
Can I use a comparison site instead?
You can, and many people do. However, we believe that high-value vehicles such as Rollers, deserve a tailored policy that is designed to meet the unique risks that come with owning a prestige car.
