Pension and retirement financial advice you can trust, starting with a free consultation from an FCA regulated financial adviser in your area
Make better retirement decisionsAvoid costly pension mistakesFree, no-obligation initial consultation
Provide details about your pensions and goals
We route your enquiry to a suitable adviser for your needs
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Pensions and retirement planning is about making sure your future income is secure, tax-efficient, and realistic for the lifestyle you want. That can mean consolidating old pension pots, checking whether you’re on track, deciding how to take income later on, or simply getting clarity on your options.
If you’re not sure where to start, speaking to a pension adviser can help. They’ll look at your current position and goals, then explain a clear route forward.
Some people need a full retirement plan. Others need specific pension advice. This hub supports both - and you can choose the route that fits you.
If you’re thinking about retirement timing, target income, and whether you’re on track, start here. You’ll typically discuss goals, budgets, and what changes could improve your outcome.
If you’re focused on pensions specifically - consolidating pots, understanding drawdown, considering an annuity, or reviewing contributions - this route is usually the best fit.
Start with our short form and we’ll match you with a suitable adviser for a free initial consultation.
These are the areas we see most often. Your adviser will focus on what matters for your situation.
Pension consolidation
If you have multiple pension pots, consolidation can simplify things - but it’s important to check fees and any valuable benefits before moving anything.
Retirement income strategy
How you take income matters. Your plan might include drawdown, annuity, lump sums, or a blend, depending on your needs and risk tolerance.
Tax-efficient withdrawals
A withdrawal strategy can reduce avoidable tax and help your money last longer, especially when you have other income sources.
This hub focuses on the two outcomes you care about most. Pick the route that matches your situation:
1
You want a clear plan for retirement income: targets, timelines, and what you should do next. This route is ideal if you’re asking “Am I on track?” or “When can I retire?”.
2
You want help with pensions specifically: consolidation, drawdown vs annuity, contribution strategy, or understanding your options (including defined benefit pensions).
Everything was clear and the site was easy to navigate.
Very good and excellent service. Thank you very much indeed, once again thank you.
A excellent service and was very easy to sort out.
Retirement planning is the bigger picture - when you want to retire, what income you want, and how to structure everything to achieve it. Pension advice is often more specific - for example, consolidating pension pots, choosing drawdown vs annuity, or reviewing contributions and investment risk.
Typically, yes - the first call is usually a free, no-obligation consultation to understand what you need. If you decide to proceed with regulated advice, the adviser should explain charges clearly before you commit.
Common areas include pension consolidation, retirement income planning, tax-efficient withdrawals, drawdown vs annuity decisions, and defined benefit (final salary) pension considerations.
If you can, gather pension provider names, approximate pot values, your target retirement age, and your current contributions. Don’t worry if you don’t have everything - you can still start.
Regulated pension advice in the UK should be provided by an adviser authorised by the Financial Conduct Authority (FCA). Our matching process is designed to connect you with regulated professionals for pension and retirement needs.
