Disabled Drivers Car Insurance
Compare cover for disabled drivers, blue badge holders and adapted vehicles from over 150 providers.
- Quotes from over 150 providers
- Each quote calculated to your individual circumstances
- Covers adapted vehicles and blue badge holders
Disabled Drivers Car Insurance in short
Insurers price a policy on the risk a driver presents, and many of the factors they weigh are outside your control. Quote Goat gives you access to a comparison service that pulls real-time quotes from over 150 providers, with each quote calculated individually so your circumstances and any vehicle adaptations are taken into account.
Key facts
- Insurers set premiums according to the level of risk a driver presents, using many factors that are typically beyond the policyholder's control.
- Quote Goat's comparison service returns real-time quotes from over 150 different providers.
- Each quote is calculated individually so exceptional circumstances can be taken into consideration.
- The service is suitable for disabled drivers, blue badge holders and owners of vehicles with necessary modifications.
Michael's take
In my experience, the biggest mistake disabled drivers and owners of adapted cars make is assuming they will be charged more and accepting the first price they are offered. Insurers weigh a long list of risk factors, and they do not all weigh them the same way, so the spread between providers can be wide. Put your actual circumstances into a comparison across over 150 providers and let the market do the work.
How do insurers price car insurance for drivers with disabilities?
Insurers calculate the cost of a policy according to the level of risk they believe a driver presents. A wide range of factors feed into that assessment, and many of them are typically beyond the control of the policyholder.
Because of this, two drivers in similar situations can be offered very different prices by different providers. That is why comparing a broad set of quotes matters more than taking the first offer you are given.
Does having an adapted car affect my car insurance?
Vehicle modifications are one of the factors an insurer takes into account when calculating your premium. If your car has a handful of necessary adaptations in place, those adaptations form part of the picture the insurer is pricing.
Each quote through our service is calculated individually, so the adaptations fitted to your vehicle are considered as part of your own circumstances rather than treated as a generic add-on.
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Can blue badge holders compare car insurance here?
Yes. The comparison service is designed for disabled drivers, blue badge holders and owners of vehicles with necessary modifications alike.
Whichever applies to you, you can scour the market across over 150 providers and see quotes side by side, each calculated to take your exceptional circumstances into consideration.
How does Quote Goat help disabled drivers compare car insurance?
Quote Goat provides access to a comparison service that returns real-time quotes from over 150 different providers in one place. The adapted and disability car insurance comparison is designed with you and your needs as a driver in mind.
- Quotes from over 150 providers.
- Real-time results, so you see current prices.
- Every quote calculated individually to your circumstances.
- Rated 4.8/5 on Reviews.io, with 97% of customers recommending the service.
We believe every driver should have access to affordable, reliable insurance without over-inflated premiums. You can also compare car insurance more broadly, or look at cover for drivers over 50 and classic cars.
Frequently asked questions
Can I get car insurance if I have a disability?
Yes. Insurers price policies on the overall risk a driver presents, taking many factors into account. Through Quote Goat you can compare quotes from over 150 providers, with each quote calculated individually to your circumstances.
Do I need to tell my insurer about adaptations to my car?
Vehicle modifications are one of the factors insurers consider when calculating a premium, so adaptations fitted to your car form part of the quote. Comparing through Quote Goat means each quote is calculated with your vehicle's adaptations taken into account.
Is disability car insurance more expensive?
There is no single answer, because insurers weigh many factors when assessing risk and many of them are beyond the driver's control. Comparing quotes from over 150 providers is the practical way to find out what you will actually be charged.
Does Quote Goat offer cover for blue badge holders?
Quote Goat provides access to a comparison service rather than selling insurance itself. The service is designed for disabled drivers, blue badge holders and owners of adapted vehicles, and it compares quotes from over 150 providers.
How many providers does Quote Goat compare for adapted car insurance?
The comparison service returns real-time quotes from over 150 different providers, so you can see a wide spread of the market in one place.
Are quotes for disabled drivers calculated individually?
Yes. Each quote is calculated individually so that exceptional circumstances, including any necessary modifications to your vehicle, are taken into consideration rather than priced generically.
Car insurance for your situation
Other car insurance pages that may fit your situation, and guides on this topic.
Written by Michael Foote, Insurance & Finance Expert
Founder of Quote Goat, with over 20 years' experience in finance and insurance. He has appeared on TV and in Forbes, The Telegraph and The Metro.
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Quote Goat provides access to a car insurance comparison service operated by Seopa Ltd. This page is general information, not advice. Always check the policy documents to make sure the cover meets your needs.