Disabled Drivers Car Insurance

Disability car insurance comparison

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Insurance Comparison For Drivers With Adapted Cars

Car insurance premiums are a calculation of the amount of risk that a provider is taking by covering a driver on the road, and there are a lot of different factors taken into consideration that are typically beyond the control of the policy holder themselves. In the past, disabled drivers often had significant difficulty obtaining a quote from mainstream providers as a result of this, and whilst these providers have taken a more impartial stance since the introduction of the Equality Act 2010, it remains more important than ever that disabled drivers, blue badge holders and those with adapted vehicles are able to find cover as smoothly as every other road user.

It is unfair to expect drivers with a modified vehicle to pay more on their insurance for something that is a genuine necessity to the independence and equality of the disabled, however, alterations like ramps, hoists, transfer seats, and side steps have raised premiums for far too long. These hefty prices are the result of providers viewing vehicle modification in all its forms as a precursor to accidents and claims, however statistics suggest that disabled drivers are actually some of the most low-risk drivers on the roads. Furthermore, we recognise that there is little logic in placing both wheelchair accessibility alterations and popular vehicle modifications like exhaust system upgrades and custom bodywork into the same bracket; this is because one is done to boost functionality whereas the other serves a more aesthetic purpose.

How Can We Help Drivers With Disabilities?

Quote Goat help users to compare quotes from over 100 different providers in order to allow you to see real-time results quickly and efficiently, and our adapted/disability car insurance cover is designed with you and your needs as a driver in mind. After all, we believe that every driver should have access to affordable and reliable insurance without having to worry about over-inflated premiums.

Whether you are a disabled driver, blue badger holder or own a vehicle with a handful of necessary modifications in place, we can help you scour the market for some of the very best prices. Each quote is calculated individually in order to take exceptional circumstances in to consideration. For full flexibility and a highly-competitive service, compare disability car insurance with Quote Goat today.

Written By Michael Foote, Insurance and Finance Expert

Michael Foote is the founder of Quote Goat and has over 13 years experience working in the finance, insurance and currency sectors. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city for a number of firms including HSBC.