Car Trader's Insurance

How To Find The Right Car Trader Insurance

Finding the right insurance is easy with Quote Goat. We save vehicle traders time and money by working with a panel of leading motor trade insurance providers, removing the guess work involved with shopping around for quotes. Maximise your chances of finding the right cover at the right price when you compare vehicle sales insurance quotes by submitting your details to the panel of insurance providers that we work.

No single vehicle sales operation is the same and by submitting your details, you will be able to tailor you quotes & gain expert advice from specialist insurance brokers.

What is Car Traders Insurance?

Vehicle sales insurance, as the name suggests, is designed for any business that sells vehicles. Whether you sell cars from your home or you operate a showroom, it is vital that you have the right insurance in place should the unexpected happen.

There are two main types of vehicle sales insurance, namely road risk only and combined cover.

Road risk cover is primarily designed for smaller operations such as those operating from their own home, other smaller businesses and it is also typically used for anyone requiring part-time motor trade insurance. A road risk policy covers you to drive any vehicles that are owned by the business or your customers vehicles when driving is required as part of the running of your business.

Combined cover includes cover for a number of additional areas including your buildings, tools & equipment.

Tailored car trader insurance quotes

As well as the standard levels of cover, insurance can be arranged for other areas of your business including employer’s liability insurance (which in most cases will be require by law should your business have employees) and public liability insurance, designed to protect your business in the event of accident or injury to third parties as a result of your work.

How can you save on car traders insurance?

Compare: Our number one tip when it comes to keeping your insurance costs down is that loyalty often doesn’t pay. So many businesses in the UK renew the same policy, year after year, not knowing that they could make significant savings by taking the time to compare quotes from multiple vehicle sales insurance providers and making the switch. The added benefit of using a comparison site is that having access to multiple insurance providers improves your chances of finding cover if you are in a harder to insure category, e.g. motor traders insurance if you are under 25 or start-up motor traders insurance.

Employees: the cost of your policy will in part be affected by who needs to be insured. When it comes to employees, it will cost more to add a new member of the team who has a less than perfect driving record, e.g. previous convictions.

Don’t over insure: one of the benefits of speaking with a specialist motor trade insurance broker, is that they can advise you on the levels of cover you need and tailor a policy accordingly.

Compare Insurance For Your Car Trader Business

To get a quote and see how much your can save, pop your details into the form here