38 guides

Motor Trade Insurance guides

Costs, cover, rules and how to pay less for motor trade insurance, written in plain English by Michael Foote.

Michael FooteFounder, Quote Goat · 20+ years in finance & insurance
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What Counts as a Trade Vehicle for Insurance Purposes?Learn what qualifies as a trade vehicle for insurance purposes in the UK. Understand the difference between trade cars…4 min read · 21 September 2026How Long Must Proof of Trading Be Kept for Insurance Purposes?Find out how long insurers require you to keep proof of trading, what documents count as evidence, and what happens if…5 min read · 21 September 2026How Much Does Mechanics Insurance Cost in the UK? (2026 Guide)Mechanics insurance costs £1,200-£5,000+ annually depending on business type, location and cover levels. Compare public…6 min read · 20 September 2026Can I Use My Private Car for Motor Trade Use?Find out if your private car can be used for motor trade purposes and what insurance auto electricians, mobile mechanic…5 min read · 17 September 2026Do You Need Insurance to Deliver or Collect Customer Vehicles?Find out what insurance you need for vehicle collection and delivery, including customer cars, auction stock and transp…4 min read · 17 September 2026Recovery Vehicle Insurance: Cover for Breakdown and Vehicle Transport OperatorsRecovery vehicle insurance for breakdown operators and vehicle transporters. Compare quotes for recovery truck, van and…5 min read · 17 September 2026Motorcycle Trade Insurance: What You Need to Know in 2025Motorcycle trade insurance for UK dealers, mechanics and customisers. Compare road risk and combined policies. 97% Reco…8 min read · 17 September 2026Does DNA Offer Motor Trade Insurance?Discover what DNA Trade Insurance offers UK motor traders. Compare coverage options & arrange quotes from multiple prov…6 min read · 17 September 2026Mobile Valeting InsuranceFind out what insurance mobile car valeters need, from treatment risk to road risk cover. Includes typical costs, what…6 min read · 17 September 2026Do Mobile Car Valeters Need Road Risk Insurance?Mobile car valeters need road risk insurance if they drive customer vehicles. Find out what level of cover you need, ty…4 min read · 17 September 2026What Cover Protects Tyre Stock and Equipment?How tyre fitters insure stock and equipment, from workshop machinery to tools-in-transit for mobile fitters.1 min read · 17 September 2026Is Road Risk Insurance Required for Tyre Fitters?When tyre fitters need road risk insurance, what levels are available, and how to add it to a combined policy.1 min read · 17 September 2026Why Standard Public Liability Insurance Isn’t Enough for ValetersWhy standard public liability isn’t enough for car valeters, and how property in trust cover protects vehicles in your…2 min read · 17 September 2026Is Environmental Liability Required for Scrap Dealers?Environmental liability cover for scrap dealers, what it protects against, and when it is required by landlords or coun…1 min read · 17 September 2026What Insurance Do Car Valeters Need?Key insurance covers for car valeters, including public liability, treatment risk, road risk and employer’s liability.1 min read · 17 September 2026Does Valeting Insurance Cover Damage to Paintwork?Why treatment risks are essential for valeters and how they cover paintwork damage caused by chemicals or cleaning meth…1 min read · 17 September 2026Do Tyre Fitters Need Public Liability Insurance?Public liability isn't legally required for tyre fitters, but most clients demand it. Learn what cover you need for mob…4 min read · 17 September 2026How Much Does Car Valeters Insurance Cost?Car valeters insurance costs £600 to £2,500/year depending on cover type. Compare mobile and premises-based premiums, t…4 min read · 17 September 2026How Much Does Scrap Dealer Insurance Cost?Scrap dealer insurance costs £3,000 to £6,000+ per year. Find out what affects scrap metal insurance premiums and how t…4 min read · 17 September 2026How Much Does Tyre Fitters Insurance Cost in the UK?Tyre fitters insurance costs £800–£4,000+ depending on whether you're mobile or premises-based. Compare quotes and find…5 min read · 17 September 2026Does Motor Trade Insurance Cover Test Drives?Find out if motor trade insurance covers test drives, when customer demonstration cover is needed, and what happens if…5 min read · 17 September 2026What Level of Motor Trade Insurance Cover Do You Really Need?Understand motor trade insurance requirements and liability limits for mechanics, dealers, valeters, and more. Get the…4 min read · 17 September 2026How Much Does Motor Trade Insurance Cost in the UK?Motor trade insurance costs £600 to £6,000+ per year in the UK. See actual prices by business type, what affects your p…5 min read · 17 September 2026Do Scrap Metal Dealers Need Public Liability Insurance?Why scrap dealers need public liability insurance, typical cover levels required, and how it fits into a wider motor tr…1 min read · 17 September 2026What Insurance Covers Vehicles Collected for Scrap?Learn what insurance scrap dealers need when collecting vehicles, including motor trade road risk, goods in transit cov…4 min read · 17 September 2026How Many Vehicles Can You Insure on a Motor Trade Policy at Once?Wondering how many vehicles you can insure on a motor trade policy? Learn about vehicle limits, multi-car trade insuran…4 min read · 17 September 2026Trade Plate Insurance: What It Covers and Who Needs ItTrade plate insurance covers motor traders driving unlicensed vehicles on public roads. Learn what it covers, who needs…5 min read · 17 September 2026Car Jockey InsuranceCar jockey insurance explained. Find out what cover you need, how much it costs, and what to check before buying. Get a…8 min read · 17 September 2026What Cover Do Home-Based Motor Traders Actually Need?Find out what cover home-based motor traders actually need, from road risk insurance to storage requirements. Get a quo…5 min read · 17 September 2026Is It Worth Getting Public Liability Insurance as a Motor Trader?Find out if motor trade public liability insurance is worth the cost. Learn what it covers, who needs it, typical claim…4 min read · 17 September 2026Can I Insure My Home Driveway for Storing Trade Vehicles?Can you get motor trade insurance for vehicles stored on a residential driveway? Here's how insurers view home-based tr…2 min read · 17 September 2026What Admin Do You Need to Keep for a Motor Trade Policy?What records and admin insurers expect motor traders to keep — and why poor documentation can cost you cover.2 min read · 17 September 2026How Vehicle Storage Affects Your Motor Trade PremiumWhere you store vehicles affects your motor trade insurance premium. Here's how insurers assess storage risk.2 min read · 17 September 2026Do You Need Trade Insurance to Buy and Sell Cars?Find out if you need motor trade insurance to buy and sell cars, what trade plate insurance covers, and when standard c…5 min read · 17 September 2026How Many Cars Can You Sell Before Being Classed as a Trader?Find out how many cars you can sell before HMRC and insurers class you as a trader. Clear guidance on UK motor trading…2 min read · 17 September 2026Who Pays If a Customer Claims You Damaged Their Vehicle?If a customer accuses you of damaging their car, are you liable? Here's how insurers assess and handle these claims.2 min read · 17 September 2026Do Part-Time Motor Traders Need Insurance?Part-time motor traders need insurance regardless of trading volume. Learn what counts as motor trading, what happens w…5 min read · 17 September 2026What Happens If a Customer's Car Is Damaged in Your Care?What happens if you damage a customer's vehicle while it's in your care? Learn how motor trade insurance responds, what…4 min read · 17 September 2026