Written by Michael Foote, Insurance and Finance ExpertMichael Foote is the founder of Quote Goat and has over 13 years experience working in the finance, insurance and currency sectors. Since launching Quote Goat he has appeared on TV as well as many of the largest online publications including Forbes, The Telegraph and The Metro. Prior to Quote Goat, he worked in finance in the city for a number of firms including HSBC.
Cracks and chips in your windscreen can prove to be very problematic. Not only could they impede your view while you’re driving, but depending on the size and location, damage to your windscreen may even result in a failed MOT test. Worse still, if your windscreen has been completely wrecked then you’ll need to replace the whole thing, which may set you back quite a bit.
This is why it’s always reassuring to have windscreen cover – that way you know you’re covered in the event your windscreen suffers any damage. Many insurance policies now come with windscreen cover as standard, although some providers will only include it as an optional extra, meaning you’ll have to pay for it. If you’re unsure about windscreen cover and you’re looking for a bit more information, here are the main points to consider.
How much does it cost?
Most windscreen cover add-ons should only bump your premium up a little. In fact, the cost of windscreen protection is usually between £30 and £50, which is significantly less than the cost to repair any damage. If you do need to make a claim, there’ll usually be an excess to pay – somewhere in the region of £50 usually – but this will depend on your policy so it’s always important to check the details before you commit to anything.
Is windscreen cover worth it?
Paying a little extra on top of your premium or taking out an additional policy might cost you in the short-term, but in the long run it could end up saving you quite a bit. In most cases, any windscreen repairs or replacements will cost significantly more than the cost of the cover – even when the excess is factored in – so if you’re wondering whether windscreen cover is worth it then the answer is probably yes.
If purchasing as an add-on, just be sure to check the wording of your policy and find out how much the excess will be. If the excess is exceptionally high, then it might be wise to purchase windscreen cover as an additional policy, but in most cases your best bet is buying as an optional extra.
How can I compare windscreen cover?
When you compare car insurance, we lay out the inclusions of each policy so you can see at a glance what you’re getting with each deal you’re offered. This means that you can see which policies include windscreen cover. If it’s included, it’ll be indicated by a tick. If not, you’ll be able to add windscreen cover once you take a closer look at the policy, so it’s always easy to see what you’re getting, allowing you to make an informed decision when searching for a suitable policy.
At Quote Goat, we compare deals from many of the market’s leading insurance providers, so in just a few clicks you could find your ideal policy, potentially saving you time – and more importantly money – in the process. For more information speak to a member of our team, or alternatively head over to our trusted price comparison page to see what deals are available now!