There are three main options available:
Short Term Cover: Temporary insurance to cover you whilst you learn to drive in your own vehicle or in someone else’s. Prices start from as little as £1.80 per day. Compare quotes with our partner InsureLearnerDriver.co.uk – here
Full Cover: Cover for a year on your own policy. Once you have passed your test you will need to inform your insurance provider, by doing so you will then be covered on your new full licence. Full cover would often be used if you own your own vehicle.
Named Driver: Add yourself as a named driver onto another person’s car insurance. This would typically be the case when you are learning to drive in a friend or family member’s car. This will of course increase the cost of the other person’s insurance – you can decide between you who covers the extra cost.
Important Tip: If you have an accident whilst learning to drive, as a named driver the claim will most likely affect the main policy holder’s insurance, including the loss of their no claims bonus. Opting for your own policy typically removes this risk, but as always we advise that you check with your insurance provider.