Insurance For Traders Operating From Home

Whether you run your motor trade business from home for convenience, cost-cutting or simplicity, it is highly likely you’ll still require motor traders insurance to cover you should the unexpected happen. Quote Goat works with a panel of motor trade insurance specialists and by completing the short quote form here, you can compare quotes from up to 5 motor trade insurance providers for your home business, making it easy anyone in the industry, even including cover for motor traders under 25.

What Types of Traders Can Be Insured?

What Types of Traders Can Be Insured?

Any motor trade business operating from a home premises can find the right cover. At Quote Goat, we specialise in tailored motor trade insurance to suit your unique needs, including:

• Comprehensive protection for those offering specialist valeting services, ensuring your tools, liability, and equipment are covered. Learn more and compare car valeters insurance.
• Policies designed for individuals or businesses involved in selling cars, whether you operate full-time or part-time. Discover coverage options and compare car trader insurance.
• Flexible insurance options to protect car transporters, ensuring peace of mind while vehicles are in transit. Find out how you can compare car transporter insurance.
• Tailored solutions for garages offering MOT testing, covering your premises and essential equipment. Explore policies and compare MOT station insurance.
• Reliable cover for those working in scrap metal dealing, protecting your business against specific risks unique to the trade. Get details and compare scrap metal dealer insurance.
• Insurance designed for businesses focused on maintaining or replacing tyres, offering protection for stock and tools. Check out our specialized policies and compare tyre fitters insurance.
• Flexible protection for windscreen repair specialists, safeguarding against accidental damage or liabilities while working on-site or at a customer’s location. You can compare windscreen repair insurance to find the best options.
• Comprehensive options for bodywork professionals, protecting your workshop, tools, and liability while ensuring you’re covered against unforeseen risks. Make sure to compare bodywork specialists insurance.
• Affordable cover for those running a motor trade business on the side, designed to accommodate part-time traders. Learn more and compare part-time motor trade insurance.

What type of cover do I need to operate from home?

As part of our service, you will receive a no obligation quote along with expert advice and guidance from motor insurance specialists on the comparison panel. To take advantage of this advice now, complete the quote form.

Generally speaking there are two main types of motor trade insurance, road risk and combined. Road risks insurance is the legal minimum level of cover required and will typically provide cover for motor traders operating from home. As the name suggests, road risk insurance covers the road elements of a motor trader’s operations only and therefore does not cover your home premises or contents.

Much like a standard car insurance policy, road risk insurance falls into three brackets, third party only, third party fire and theft, and comprehensive. Third party only is the absolute minimum level of cover required by law for businesses dealing in vehicle sales, repairs or maintenance.

If you then require additional cover, for example, employer’s liability insurance, this can be added on to your policy.

Alternatively, you may find a combined motor traders insurance policy is better suited to your business. A combined policy can also include cover for your premises, even if you work from home, tools, vehicle stock, equipment and more.

If you are unsure, it is best to ask for advice from any of the insurance providers you speak to when arranging your quotes.

Compare quotes with us to find low cost cover for your home-based motor trade business

Whether you are just starting out in the motor trade industry, or you’re an industry expert, compare quotes from up to 5 insurance providers today by completing the short comparison form here and see how much you can save on your policy.

Motor Trade Insurance Products

Start-up Traders Insurance

Starting a new business in the motor trade industry? Compare Start-up Traders Insurance to get the right cover from day one.

Scrap Metal Dealer Insurance

Whether you're handling ferrous or non-ferrous metals, Scrap metal dealer insurance ensures your business stays protected.

Car Transporters Insurance

Moving vehicles comes with risks—find car transporters insurance to keep your business covered on and off the road.

Road Risk Insurance

Compare road risk insurance quotes for your business and see if you can save money.

Insurance For Traders Operating From Home

Running a trade business from home? Get the right insurance for traders operating from home to protect your tools, stock, and liability risks.

Motor Trade Insurance

If you work in the motor trade, compare motor trade insurance quotes from a panel of specialist providers.

Mechanics Insurance

Mistakes happen in the workshop - mechanics insurance ensures your business is covered when things go wrong.

Tyre Fitters Insurance

A single accident in the workshop can be costly - Tyre fitters insurance keeps you and your business protected.

Car Valeters Insurance

Customers trust you with their vehicles - car valeters insurance can provide cover whether you’re mobile or working from a fixed location.

MOT Garage Insurance

From tools to premises, MOT Garage insurance offers tailored protection for businesses conducting MOT tests.

Car Trader Insurance

Buying and selling vehicles? Car trader insurance provides cover for road risks, liability, and business operations.