What is motorhome insurance?
Motorhome insurance is a specialist form of insurance that provides financial protection when the unexpected happens. Unlike a caravan, the law requires a motorhome to have insurance if you are driving on public roads.
Find a great deal on your motorhome insurance
The motorhome – a moveable home away from home! What’s not to love? Your vehicle deserves to be treated with the same care as your home. At Quote Goat, we understand you want to protect your motorhome correctly, so we make it quick and easy to compare motorhome insurance and find the best deal for you.
To compare motorhome insurance quotes from specialist insurance providers, fill out the short form and let our partners do the rest. Insurance providers will then compete for your business and call you to run through your quote.
Finding a great insurance deal for your motorhome needn’t eat into your valuable holiday time or budget. So, sit back and let Quote Goat do the legwork for you – free your time up for more of that lovely holiday planning!
What cover do I need for my motorhome?
When looking for a policy, there are a few things that you need to know. First off, remember you need to insure your motorhome plus the contents inside, from your clothes and DVDs to that expensive camping stove and melamine crockery!
You’ll also need to consider who will be driving your motorhome – just yourself or a partner as well? Having a rough idea of your yearly mileage will help you find a policy most suited to your needs, whether you’re gallivanting away every weekend or just slipping out once or twice a year.
Where do you keep your motorhome? Policies will generally be lower the fewer miles you drive and the higher your security. Some insurance providers will also offer a discount if you’re a registered member of a club or forum.
Another good tip to consider when searching for motorhome insurance is to look at what kind of replacement package is on offer. Many insurance providers provide a new for old replacement, should your vehicle be written off due to an accident or theft. Should the worst happen and you need to look at a replacement after an accident, it’s essential to know what your policy will offer you.
Suppose you’ve spent a lot keeping your motorhome in prime condition. In that case, it’s important to get a quote that reflects the actual value of your motorhome, as most insurance providers will pay out the market value of a vehicle if this isn’t agreed upon when you purchase the policy.
Taking a motorhome abroad
Not willing to chance the great British weather? We don’t blame you! So if you’re planning on taking your motorhome further afield, check the cover available from each insurance provider. Most lenders offer a package to cover use within Europe, so a helping hand will always be nearby if you run into trouble abroad.
If you are planning a trip abroad, whilst most European countries are covered, just make sure that you are fully covered in the country you are planning to visit. This is something you can specify when discussing your options with the panel.
Motorhome breakdown cover
When you compare motorhome insurance, be sure to check what kind of breakdown cover the insurance provider is offering. Look out for packages that cover problems such as getting stuck in the mud or using the wrong fuel.
Caught in a storm? No need to panic. When looking at motorhome insurance providers, make sure you look out for what kind of emergency accommodation cover the lender will provide so that you can rest easy in the knowledge that should you run into problems, you have a dry roof over your head.
Another thing to look out for is any size restrictions a policy may place on the recovery of the vehicle in the case of a breakdown. If your motorhome is particularly large, specify the size when choosing the right insurance policy for you.